Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2346 JOSE Circle S, Jacksonville, FL 32217 (MLS# 2164547)

2346 JOSE Circle S, Jacksonville, FL 32217

$739,999

Virtual Tour

https://www.zillow.com/view-imx/00ed1150-0fcb-4f27-a5e8-b703f5426c58?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,046 Lot Size (sq. ft.): 13,068 Status: Active Under Contract

Current Price: $739,999 List Date: 9/18/2026 Last Modified: 10/26/2026

Overview

Description

Under contract- Accepting back up offers. INCREDIBLE NEW VALUE! Now offered at $739,999 PLUS up to a 10k in seller concessions towards closing costs and/or interest rate buydown. Prepare to be impressed by this one of a kind San Jose Shores home, where elevated design, incredible entertaining spaces and unexpected details come together beautifully.The showpiece kitchen features a statement quartz island with a thick edge profile, commercial grade appliances including an oversized professional grade fridge/freezer, wine refrigeration, custom cabinetry and shelving, plus an incredible custom butler's pantry with a second full sink, abundant storage and generous workspace. Two owner's suites offer exceptional flexibility, including a lavish downstairs primary retreat with a spa inspired bath and a second private suite upstairs, ideal for guests or multigenerational living.Light filled, open living spaces flow effortlessly throughout, including approximately 400 SF of additional living

Supplements: space with French doors opening to a covered outdoor area. San Jose Shores is one of those special neighborhoods where neighbors know one another and there is a genuine sense of community. Set among mature trees near the St. Johns River, this established neighborhood offers a setting that is increasingly hard to find. With The Bolles School approxi ... (Read more)

Listing Details MLS# 2164547

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3046
Living Area Source: Appraiser
Building Area Total: 3046
Year Built: 1957
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.3
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Baymeadows Rd, turn right onto San Jose Blvd. Turn left onto Jose Cir E. Then turn left onto Jose Cir S. Home will be on the left.
Public Remarks: Under contract- Accepting back up offers. INCREDIBLE NEW VALUE! Now offered at $739,999 PLUS up to a 10k in seller concessions towards closing costs and/or interest rate buydown. Prepare to be impressed by this one of a kind San Jose Shores home, where elevated design, incredible entertaining spaces and unexpected details come together beautifully.The showpiece kitchen features a statement quartz island with a thick edge profile, commercial grade appliances including an oversized professional grade fridge/freezer, wine refrigeration, custom cabinetry and shelving, plus an incredible custom butler's pantry with a second full sink, abundant storage and generous workspace. Two owner's suites offer exceptional flexibility, including a lavish downstairs primary retreat with a spa inspired bath and a second private suite upstairs, ideal for guests or multigenerational living.Light filled, open living spaces flow effortlessly throughout, including approximately 400 SF of additional living
List Price/SqFt: 242.94

Property Features

Architectural Style: Multi Generational; Traditional Levels: One and One Half; Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Gas Range; Ice Maker; Refrigerator; Washer; Wine Cooler Fireplace Features: Wood Burning Interior Features: Built-in Features; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; In-Law Floorplan; Open Floorplan Utilities: Cable Available; Sewer Connected; Water Connected; Propane Cooling: Central Air Heating: Central Water Source: Public Exterior Features: Balcony Patio And Porch Features: Deck Parking Features: Additional Parking; Carport Fencing: Back Yard; Fenced; Wood Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Home Sale; Inspection