Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2328 HOLLY Lane, Orange Park, FL 32073 (MLS# 2159885)

2328 HOLLY Lane, Orange Park, FL 32073

$700,000

Virtual Tour

https://www.hommati.com/3DTour-AerialVideo/unbranded/2328-Holly-Ln-Orange-Park-Fl-32073--HPI77113849

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,624 Lot Size (sq. ft.): 34,848 Status: Closed

Current Price: $700,000 List Date: 8/20/2026 Last Modified: 10/21/2026

Overview

Description

Enjoy beautiful river views from this Holly Point East home in the heart of Orange Park. Situated on a cul-de-sac just one lot from the St. Johns River, the property offers direct river access and wonderful views throughout. Start the morning on the screened patio overlooking the water and enjoy the sunrise to the east. The spacious floor plan features 3 generously sized bedrooms, 3 full baths, a versatile flex room with water views, a family room, dining room, and 3-car garage. Outdoor features include a covered boat dock with lift and a full bulkhead, providing convenient access to the river. Ideally located approximately 3 miles south of I-295 and 6 miles south of NAS Jacksonville, this waterfront property combines comfortable living, scenic views, and convenient access to all of Northeast Florida.

Listing Details MLS# 2159885

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2624
Living Area Source: Assessor
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.8
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: I-295 to Highway 17 / Park Ave. Travel approx 2 miles and turn left on Holly Point East. Turn left on Holly Lane. Home is in the Cul-de-sac.
Public Remarks: Enjoy beautiful river views from this Holly Point East home in the heart of Orange Park. Situated on a cul-de-sac just one lot from the St. Johns River, the property offers direct river access and wonderful views throughout. Start the morning on the screened patio overlooking the water and enjoy the sunrise to the east. The spacious floor plan features 3 generously sized bedrooms, 3 full baths, a versatile flex room with water views, a family room, dining room, and 3-car garage. Outdoor features include a covered boat dock with lift and a full bulkhead, providing convenient access to the river. Ideally located approximately 3 miles south of I-295 and 6 miles south of NAS Jacksonville, this waterfront property combines comfortable living, scenic views, and convenient access to all of Northeast Florida.
List Price/SqFt: 285.82
Sold Price/SqFt: 266.77

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); His and Hers Closets; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Exterior Features: Boat Lift; Boat Ramp - Private; Boat Slip; Dock Patio And Porch Features: Screened Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac View: Canal; River; Water Water Body Access Type: Navigable Waterfront Features: Canal Front; Navigable Water; No Fixed Bridges; River Access Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-10

Location Tax and Legal

Street Number: 2328
Street Name: HOLLY
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 137-Doctor's Lake
Subdivision Name: Holly Bay

Status Change Information

Major Change Timestamp: 2026-10-21T13:08:10Z
Major Change Type: Status Change
Purchase Contract Date: 2026-09-07
Close Date: 2026-10-19
Close Price: 700000

DPR Eligible

DPR Eligible: No

More Information

Documents

Flood Disclosure ›

Offer Instructions ›

Property Disclosure ›

Listing Office: LATITUDE 30 REALTY LLC

Last Updated: October - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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