Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2303 COSTA VERDE Boulevard 302, Jacksonville Beach, FL 32250 (MLS# 2171921)

2303 COSTA VERDE Boulevard 302, Jacksonville Beach, FL 32250

New Listing

$1,529,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,720 Lot Size (sq. ft.): 871 Status: Active

Current Price: $1,529,900 List Date: 11/02/2026 Last Modified: 11/02/2026

Overview

Description

Wake up to panoramic ocean views from this beautifully renovated, fully furnished penthouse at Vista Del Mar! Completely remodeled in 2021, this oceanfront residence features an open-concept floor plan and high-end finishes throughout. The chef's kitchen showcases quartzite countertops, a large island, wine bar, and full wet bar. Spacious living and dining areas open to an oversized oceanfront patio, perfect for relaxing or entertaining. The owner's suite offers a peaceful reading nook with ocean views and a spa-like bathroom featuring a steam shower. Additional upgrades include custom remote-controlled shades, newer windows and doors, and soundproofing insulation. A rare find at the beach, this residence also includes a private one-car garage and reserved parking. Recent community improvements include a renovated clubhouse, pool deck, beach walkway, exterior paint, awnings, and call boxes. Coastal living at its finest!

Listing Details MLS# 2171921

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1720
Living Area Source: Appraiser
Year Built: 1970
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.02
Association YN: Yes
Association Fee: 1237.16
Association Fee Frequency: Monthly
Association Fee 2: 42
Association Fee 2 Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Furnished
Stories: Yes
Stories Total: 3
Senior Community YN: No
Direction Faces: East
Directions: JTB East to North on 3rd Street. Go East on 25th Avenue to 1st Street. Turn into Vista Del Mar and go left. 2303 is the Northern most building. #302 is the Penthouse.
Public Remarks: Wake up to panoramic ocean views from this beautifully renovated, fully furnished penthouse at Vista Del Mar! Completely remodeled in 2021, this oceanfront residence features an open-concept floor plan and high-end finishes throughout. The chef's kitchen showcases quartzite countertops, a large island, wine bar, and full wet bar. Spacious living and dining areas open to an oversized oceanfront patio, perfect for relaxing or entertaining. The owner's suite offers a peaceful reading nook with ocean views and a spa-like bathroom featuring a steam shower. Additional upgrades include custom remote-controlled shades, newer windows and doors, and soundproofing insulation. A rare find at the beach, this residence also includes a private one-car garage and reserved parking. Recent community improvements include a renovated clubhouse, pool deck, beach walkway, exterior paint, awnings, and call boxes. Coastal living at its finest!
List Price/SqFt: 889.48

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; Freezer; Microwave; Refrigerator; Washer; Washer/Dryer Stacked; Wine Cooler Interior Features: Breakfast Bar; Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Wet Bar Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Exterior Features: Balcony; Impact Windows Patio And Porch Features: Patio; Rear Porch Spa Features: Community; In Ground Parking Features: Assigned; Garage; Parking Lot View: Beach; Ocean Waterfront Features: Ocean Front Current Use: Residential Association Amenities: Clubhouse; Community Pool; Maintenance Grounds; Management - On Site Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure; Trash Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan