Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2300 TWELVE OAKS Drive J-5, Orange Park, FL 32065 (MLS# 2070262)

2300 TWELVE OAKS Drive J-5, Orange Park, FL 32065

$130,000

ISO Perfect 2300 Twelve Oaks Dr J5 Orang

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,104 Lot Size (sq. ft.): 871 Status: Closed

Current Price: $130,000 List Date: 3/31/2025 Last Modified: 2/25/2026

Overview

Description

ASSUMABLE 3.125% INTEREST RATE ! If you're seeking a profitable investment property, look no further! This townhome boasts a strong rental history, modern updates, and a prime location in Orange Park. Situated near top-rated Clay County schools and just a short drive from NAS JAX, this property is an attractive option for investors. The low HOA fees include water and exterior maintenance. No CDD fees. Don't miss out on this opportunity to secure a smart investment or ideal first home. Act fast and schedule your viewing today before it's gone!

Listing Details MLS# 2070262

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Half: Yes
Bathrooms Total: 2
Living Area: 1104
Living Area Source: Public Records
Year Built: 1988
Lot Size Acres: 0.02
Association YN: Yes
Association Fee: 340
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Blanding Blvd South, left on Twelve Oaks just after U-Haul building, townhomes on the left.
Public Remarks: ASSUMABLE 3.125% INTEREST RATE ! If you're seeking a profitable investment property, look no further! This townhome boasts a strong rental history, modern updates, and a prime location in Orange Park. Situated near top-rated Clay County schools and just a short drive from NAS JAX, this property is an attractive option for investors. The low HOA fees include water and exterior maintenance. No CDD fees. Don't miss out on this opportunity to secure a smart investment or ideal first home. Act fast and schedule your viewing today before it's gone!
List Price/SqFt: 126.81
Sold Price/SqFt: 117.75

Property Features

Architectural Style: Other Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Electric Oven; Electric Water Heater; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup; In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: 220 Volts Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Wood Siding Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Assigned Current Use: Multi-Family; Residential Association Amenities: Community Pool Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Listing Contract Date: 2025-02-13

Location Tax and Legal

Street Number: 2300
Street Name: TWELVE OAKS
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 136-Lakeside Estates
Subdivision Name: Oakridge Townhomes

Status Change Information

Major Change Timestamp: 2025-05-05T16:42:33Z
Major Change Type: Status Change
Purchase Contract Date: 2025-04-07
Close Date: 2025-05-02
Close Price: 130000

DPR Eligible

DPR Eligible: No

More Information

Documents

Listing Office: KELLER WILLIAMS ST JOHNS

Last Updated: February - 25 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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