Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

230 BORACAY Circle, St. Johns, FL 32259 (MLS# 2169341)

230 BORACAY Circle, St. Johns, FL 32259

$304,990

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,750 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $304,990 List Date: 10/15/2026 Last Modified: 11/01/2026

Overview

Description

Welcome to resort-style living in Beachwalk! This move-in-ready end-unit home is set among peaceful, tree-lined streets with community sidewalks and a beautiful pavered driveway welcomes you home. Inside, an open-concept layout showcases a modern kitchen complete with stainless appliances, sleek countertops, and chic gold hardware in the kitchen. Upstairs, the spacious primary bedroom features a custom closet system for optimal organization, a luxurious primary en-suite with elevated double sink vanity accompanied by generous sized guest rooms and a second floor laundry ensures you will never haul baskets of clothes up and down the stairs. Step outside to enjoy golf-cart-friendly access to Beachwalk's world-class amenities: a 14-acre Crystal Lagoon with white sandy beaches, paddleboarding, a waterfront clubhouse with a swim-up bar, water slides, doggie splash park, 18 hole TPC putting green, a fitness center, pickleball and tennis courts. Located near, I-95, dining and shopping!

Listing Details MLS# 2169341

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1750
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.12
Association YN: Yes
Association Fee: 381.33
Association Fee Frequency: Monthly
Association Fee 2: 214.7
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2293.11
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: rom I-95, take Exit 329 (CR 210). Head east on CR 210, turn into Beachwalk/Grand Isle, continue to Boracay Circle.
Public Remarks: Welcome to resort-style living in Beachwalk! This move-in-ready end-unit home is set among peaceful, tree-lined streets with community sidewalks and a beautiful pavered driveway welcomes you home. Inside, an open-concept layout showcases a modern kitchen complete with stainless appliances, sleek countertops, and chic gold hardware in the kitchen. Upstairs, the spacious primary bedroom features a custom closet system for optimal organization, a luxurious primary en-suite with elevated double sink vanity accompanied by generous sized guest rooms and a second floor laundry ensures you will never haul baskets of clothes up and down the stairs. Step outside to enjoy golf-cart-friendly access to Beachwalk's world-class amenities: a 14-acre Crystal Lagoon with white sandy beaches, paddleboarding, a waterfront clubhouse with a swim-up bar, water slides, doggie splash park, 18 hole TPC putting green, a fitness center, pickleball and tennis courts. Located near, I-95, dining and shopping!
List Price/SqFt: 174.28

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Park; Pickleball; Playground; Tennis Court(s); Water Association Fee Includes: Maintenance Grounds Community Features: Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan