Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

23 CLOVERBROOK Road, St. Johns, FL 32259 (MLS# 2136116)

23 CLOVERBROOK Road, St. Johns, FL 32259

$640,000

Virtual Tour

https://www.zillow.com/view-imx/0db2d686-b06b-4669-88ad-7fcff0288073?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Oversized lot located on a cul-de-sac. This beautiful home backs up to a preserve for extra privacy!

Downstairs Flex Room would be perfect for a home office!

Upgraded tile flooring. Tons of natural light throughout the entire home!

Beautiful oversized island with custom woodwork & quartz countertops. Under cabinet lighting provides a modern seamless look.

This Samsung refrigerator features a touch screen where you can stream tv, music, display photos & more!

The family room boasts views of the preserve and screened in pool with fountains!

Huge upstairs loft! No carpet in this home!

Primary Bedroom with vaulted ceiling & custom woodwork.

Relax in your private heated pool & hot tub year round!

Rivertown offers breathtaking views of the St. John's River.

Playground located at the end of the street. Sidewalks & nature trails throughout the neighborhood.

The Riverclub has a game room, restaurant, infinity pool, fire pits, and a water front amphitheater.

The Riverhouse has a state of the art fitness center, lap pool, water slide, pickleball, tennis, basketball courts, & soccer field!

One of the Dog parks for your furry friends!

The new Hallowes Cove Academy is located in the Rivertown Community.

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,303 Lot Size (sq. ft.): 9,148 Status: Closed

Current Price: $640,000 List Date: 3/22/2026 Last Modified: 10/15/2026

Overview

Description

Welcome to Rivertown - where every day feels like a vacation! This community offers 3 amenity centers, 2 fitness centers, a cafe, dog parks, nature trails, a kayak launch, a lazy river, splash pads, multiple pools, and more! St. John's County is one of the best school districts in Florida! This pool home is located on a preserve on an oversized lot! You'll have extra privacy while relaxing in your private saltwater pool & hot tub. As soon as you walk through the front door you'll notice the open concept layout & natural light pouring in. The kitchen has an oversized island with quartz countertops & a gas cooktop. Smart fridge has a touchscreen where you can watch tv, stream music, view apps, & display photos. Spacious family room boasts views of the preserve & large screened in pool. Upstairs you'll find 3 bedrooms, 2 full sized bathrooms, laundry room, & a huge loft! Primary suite has vaulted ceilings, a walk in closet, & luxurious bathroom. Over 2,300 sqft. & loaded with upgrades!

Listing Details MLS# 2136116

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2303
Living Area Source: Assessor
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
Association Name: Rivertown Community Association
Association Phone: 904-592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2438.95
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Longleaf Parkway, R onto Rivertown Main St, at roundabout take second exit onto Orange Branch Trail, L on Orange Branch Trail, L on Cloverbrook Rd. Home on the right in cul-de-sac.
Public Remarks: Welcome to Rivertown - where every day feels like a vacation! This community offers 3 amenity centers, 2 fitness centers, a cafe, dog parks, nature trails, a kayak launch, a lazy river, splash pads, multiple pools, and more! St. John's County is one of the best school districts in Florida! This pool home is located on a preserve on an oversized lot! You'll have extra privacy while relaxing in your private saltwater pool & hot tub. As soon as you walk through the front door you'll notice the open concept layout & natural light pouring in. The kitchen has an oversized island with quartz countertops & a gas cooktop. Smart fridge has a touchscreen where you can watch tv, stream music, view apps, & display photos. Spacious family room boasts views of the preserve & large screened in pool. Upstairs you'll find 3 bedrooms, 2 full sized bathrooms, laundry room, & a huge loft! Primary suite has vaulted ceilings, a walk in closet, & luxurious bathroom. Over 2,300 sqft. & loaded with upgrades!
List Price/SqFt: 282.24
Sold Price/SqFt: 277.9

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; ENERGY STAR Qualified Freezer; ENERGY STAR Qualified Refrigerator; Gas Cooktop; Gas Range; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Electric Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central; Heat Pump; Natural Gas Electric: 220 Volts Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Oven; Refrigerator Security Features: Carbon Monoxide Detector(s); Fire Alarm; Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Covered; Front Porch; Patio; Porch; Screened Pool Features: In Ground; Gas Heat; Heated; Salt Water; Screen Enclosure; Waterfall Spa Features: Above Ground; Heated; Private Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Dead End Street; Many Trees; Sprinklers In Front; Sprinklers In Rear; Wooded View: Pool; Protected Preserve; Trees/Woods Water Body Access Type: Community Fencing: Back Yard; Privacy; Vinyl; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s); Water Community Features: Fishing; Restaurant; Sidewalks; Street Lights Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-21

Location Tax and Legal

Street Number: 23
Street Name: CLOVERBROOK
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2026-06-27T12:29:53Z
Major Change Type: Status Change
Purchase Contract Date: 2026-04-13
Close Date: 2026-06-26
Close Price: 640000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: October - 15 - 2026

Information deemed reliable but not guaranteed.