Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

228 KILLARNEY Avenue, St. Johns, FL 32259 (MLS# 2104586)

228 KILLARNEY Avenue, St. Johns, FL 32259

$439,000

Virtual Tour

https://app.eastcoastvtours.com/sites/xaqrnwx/unbranded

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,090 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $439,000 List Date: 8/19/2025 Last Modified: 3/04/2026

Overview

Description

Seller offering $5000 towards buyers cc, rate buy down, or one time $5K club fee !! Welcome to Beachwalk with it's PRIVATE club & amenities. Never go on vacation again when you live in Beachwalk with its Crystal Clear Lagoon, sandy beach, swim up bar, fitness center, water slides, tennis, pickleball, dog park, paddleboards, kayaks and all this is located within the community of Beachwalk. This 4 bdrm/3 bath home is located on a peaceful pond. Open floorplan w/ one bedroom/full bath located on the 1st level along with a very spacious kitchen/eat in area & family rm. Family room opens to screened patio with upgraded extended paver patio and a fully fenced backyard. Located upstairs is the owner's suite w/ large walk in shower, double vanities and walk in closet. Two more bedrooms share a Jack-n-Jill bath. Laundry room located upstairs. You won't find any carpet in this home since owner has upgraded entire upstairs with LVP. Always something to do in this PRIVATE beach community.

Supplements: Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar or kayaking and paddleboarding around the lagoon. Take a morning water aerobics or yoga class right on the beach or just enjoy the two waterslides-adult included. Sports enthusiasts can enjoy a gull gym, tennis and pickle ... (Read more)

Listing Details MLS# 2104586

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2090
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 602.5
Association Fee Frequency: Quarterly
Association Fee 2: 335
Association Fee 2 Frequency: Monthly
Association Name: Beachwalk Club
CDD Fee YN: Yes
CDD Fee Amount: 3850
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95, exit East onto CR-210, turn Left into Beachwalk onto Beachwalk Blvd, Left onto Albany Bay Blvd, Left onto Killarney Ave. Home on left
Public Remarks: Seller offering $5000 towards buyers cc, rate buy down, or one time $5K club fee !! Welcome to Beachwalk with it's PRIVATE club & amenities. Never go on vacation again when you live in Beachwalk with its Crystal Clear Lagoon, sandy beach, swim up bar, fitness center, water slides, tennis, pickleball, dog park, paddleboards, kayaks and all this is located within the community of Beachwalk. This 4 bdrm/3 bath home is located on a peaceful pond. Open floorplan w/ one bedroom/full bath located on the 1st level along with a very spacious kitchen/eat in area & family rm. Family room opens to screened patio with upgraded extended paver patio and a fully fenced backyard. Located upstairs is the owner's suite w/ large walk in shower, double vanities and walk in closet. Two more bedrooms share a Jack-n-Jill bath. Laundry room located upstairs. You won't find any carpet in this home since owner has upgraded entire upstairs with LVP. Always something to do in this PRIVATE beach community.
List Price/SqFt: 215.03
Sold Price/SqFt: 210.05

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Gas Range; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Upper Level Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Metal Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Single Family Association Amenities: Beach Access; Clubhouse; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Trash Community Features: Restaurant; Sidewalks; Suburban Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan