Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

228 ELM BR Road, St. Johns, FL 32259 (MLS# 1219405)

228 ELM BR Road, St. Johns, FL 32259

$669,990

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,666 Status: Closed

Current Price: $669,990 List Date: 3/29/2023 Last Modified: 1/19/2026

Overview

Description

Home Complete and ready to Move In Now. Short Distance to TOP RATED SJC Schools and Grocery. NO CDD FEES, Natural Gas Community located in the heart of SJC. This beautiful Robin Craftsman home is a ranch style plan featuring 10' ceilings, a primary bedroom on the first floor, casual dining room, and office. The gourmet kitchen with wall oven & microwave, expanded primary shower, and trey ceilings are a few of the selected features. 3 car garage. Tankless Water Heater, Pre Plumb for Water Softener, Fully Irrigated with gutters. Amenity Center to include Clubhouse, POOL, FITNESS CENTER, TENNIS COURT, TOT LOT, AND WALKING TRAIL.

Listing Details MLS# 1219405

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2666
Living Area Source: Plans
Year Built: 2024
Association YN: Yes
Association Fee: 146
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-01-04
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 take exit 329 towards Green Cove Springs, head W on CR 210, it will turn into Greenbriar Rd. Mill Creek Forest will be a right on Bridgeton St.
Public Remarks: Home Complete and ready to Move In Now. Short Distance to TOP RATED SJC Schools and Grocery. NO CDD FEES, Natural Gas Community located in the heart of SJC. This beautiful Robin Craftsman home is a ranch style plan featuring 10' ceilings, a primary bedroom on the first floor, casual dining room, and office. The gourmet kitchen with wall oven & microwave, expanded primary shower, and trey ceilings are a few of the selected features. 3 car garage. Tankless Water Heater, Pre Plumb for Water Softener, Fully Irrigated with gutters. Amenity Center to include Clubhouse, POOL, FITNESS CENTER, TENNIS COURT, TOT LOT, AND WALKING TRAIL.
List Price/SqFt: 255.06
Sold Price/SqFt: 251.31

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Property Condition: Under Construction Appliances: Dishwasher; Disposal; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Natural Gas Available Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; Doors; Windows Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Wooded Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Great Room; Office; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2023-03-29

Location Tax and Legal

Street Number: 228
Street Name: ELM BR
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2024-07-27T13:24:07Z
Major Change Type: Status Change
Price Change Timestamp: 2024-01-18T19:59:21Z
Purchase Contract Date: 2024-02-11
Close Date: 2024-05-03
Close Price: 669990

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Utilities-Separate Irrigation Meter: Y, Utilities-Separate Electric Meter(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Toll Brothers, Suburban Lot Location: Y
Public Historical Remarks 2: Builder Warranty: Y, Energy Features-Forced Air: Y, Utilities-Separate Water Meter(s): Y, Utilities-Separate Gas Meter(s): Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other, Unit Type: Ranch, Ground Level, Occupant Type: Appointment, Call Seller Direct, Gated

Room Information

Room Name
Great Room
Office
Utility Room

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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