Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

227 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2022086)

227 NAVIGATORS Road, St. Johns, FL 32259

$667,723

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,403 Status: Closed

Current Price: $667,723 List Date: 4/25/2024 Last Modified: 6/17/2026

Overview

Description

The Aiden has more than meets the eye! This outstanding home has all the room you need. The master suite is placed at the rear of the home for peace and quiet. The master bath opens to a spacious walk-in closet. The living room spills freely into the kitchen and dining area so the entire family can be together at the end of a long day.

Listing Details MLS# 2022086

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2403
Living Area Source: Plans
Year Built: 2024
Lot Size Dimensions: 60'
Association YN: Yes
Association Fee: 505
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2005
Accessibility Features YN: Yes
New Construction YN: Yes
Estimated Completion Date: 2025-01-31
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd, 1st 2 models
Public Remarks: The Aiden has more than meets the eye! This outstanding home has all the room you need. The master suite is placed at the rear of the home for peace and quiet. The master bath opens to a spacious walk-in closet. The living room spills freely into the kitchen and dining area so the entire family can be together at the end of a long day.
List Price/SqFt: 278.05
Sold Price/SqFt: 277.87

Property Features

Appliances: Disposal; Tankless Water Heater Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Brick; Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Community Pool Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-04-25

Location Tax and Legal

Street Number: 227
Street Name: NAVIGATORS
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2024-08-15T15:18:42Z
Major Change Type: Status Change
Purchase Contract Date: 2024-04-25
Close Date: 2024-08-15
Close Price: 667723

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: Main
Bedroom 3 Level: Main
Bedroom 4 Level: Main
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width	Remarks
Dining Room	Main	12.00	11.00
Living Room	Main	19.00	23.00
Kitchen	Main	17.00	7.00
Primary Bedroom	Main	18.00	14.00
Bedroom 2	Main	10.00	11.00
Bedroom 3	Main	10.00	11.00
Bedroom 4	Main	11.00	13.00	Private Bathroom

Listing Office: ICI SELECT REALTY, INC.

Last Updated: June - 17 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare