Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

225 CLOVERBROOK Road, St. Johns, FL 32259 (MLS# 2153521)

225 CLOVERBROOK Road, St. Johns, FL 32259

$590,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,504 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $590,000 List Date: 7/02/2026 Last Modified: 7/29/2026

Overview

Description

Located on a quiet cul-de-sac in the highly sought-after RiverTown community of St. Johns, this exceptional 4-bedroom, 3-full-bath home offers a perfect blend of thoughtful design, upscale finishes, and Florida outdoor living. The open floorplan is ideal for both everyday living and entertaining, anchored by a stylish kitchen featuring quartz countertops, stainless steel appliances, and generous workspace that flows seamlessly into the main living and dining areas. A welcoming entry showcases custom board and batten trim, setting the tone for the quality and attention to detail found throughout the home. A versatile flex room provides the option for a home office, playroom, or secondary living area, while a private guest nook with its own full bathroom offers excellent flexibility for visitors or multigenerational living.

Listing Details MLS# 2153521

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2504
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2867.42
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From CR 210: Head west towards Greenbriar Rd. Turn LT onto Longleaf Pine Pkwy. Turn RT onto RiverTown Main St. Turn LT onto Indian Grass Dr. Turn LT onto Cloverbrook Rd. Home is located in the cul-de-sac on the left.
Public Remarks: Located on a quiet cul-de-sac in the highly sought-after RiverTown community of St. Johns, this exceptional 4-bedroom, 3-full-bath home offers a perfect blend of thoughtful design, upscale finishes, and Florida outdoor living. The open floorplan is ideal for both everyday living and entertaining, anchored by a stylish kitchen featuring quartz countertops, stainless steel appliances, and generous workspace that flows seamlessly into the main living and dining areas. A welcoming entry showcases custom board and batten trim, setting the tone for the quality and attention to detail found throughout the home. A versatile flex room provides the option for a home office, playroom, or secondary living area, while a private guest nook with its own full bathroom offers excellent flexibility for visitors or multigenerational living.
List Price/SqFt: 243.21
Sold Price/SqFt: 235.62

Property Features

Architectural Style: Craftsman; Ranch Appliances: Convection Oven Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected Cooling: Central Air; Electric; Split System Heating: Electric; Heat Pump Water Source: Public Construction Materials: Brick Veneer; Composition Siding Other Structures: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Wooded View: Trees/Woods Fencing: Back Yard; Fenced; Vinyl Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Management - On Site; Park; Pickleball Community Features: Fishing; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection