Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

223 HARD PINE Trail, St. Johns, FL 32259 (MLS# 2145075)

223 HARD PINE Trail, St. Johns, FL 32259

$1,178,000

Bartram Ranch__Amenity_Drone View_3_CC_R

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 5,911 Status: Pending

Current Price: $1,178,000 List Date: 5/13/2026 Last Modified: 8/11/2026

Overview

Description

Coming Fall 2026 is this stunning six bedroom Delmonico Craftsman by Toll Brothers, ''America's Luxury Builder''. Inside you a greeted by a breathtaking great room with 20' ceilings, a gas fireplace and plenty of natrual light from the southern exposure.Adjacent to the Great Room is an exqusite gourmet kitchen with stacked cabinets built around an oversized island.The oversized owners suite connects to a spa like bath featuring a huge shower, freestanding tub and dual vanities.There's also an office and second bedroom suite on the first floor.Upstairs the Delmonico has four huge bedrooms, two of which are ensuite, and a large loft that overlooks the great room.Outside there is a 20'x14' covered lanai perfect for relaxing on at the end of your day while taking in the sunsets.Located in the gated Homestead section of Bartram ranch, residents also enjoy access to an ameneties center with resort style pool,well equipped fitness center and clubhouse.Call today to schedule your private tour.

Listing Details MLS# 2145075

General Property Information

Bedrooms Total: 6
Bathrooms Full: 5
Bathrooms Half: Yes
Bathrooms Total: 6
Living Area: 4791
Living Area Source: Plans
Building Area Total: 5911
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Dimensions: 83'x135'
Association YN: Yes
Association Fee: 205
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-10-30
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Direction Faces: North
Directions: From I-95 exit onto SR210 west. Continue 9.1 miles onto Greenbriar RD then go left on Bartram Ranch Blvd., turn right into Homestead section of BR and then right on Hard Pine Trail.
Public Remarks: Coming Fall 2026 is this stunning six bedroom Delmonico Craftsman by Toll Brothers, ''America's Luxury Builder''. Inside you a greeted by a breathtaking great room with 20' ceilings, a gas fireplace and plenty of natrual light from the southern exposure.Adjacent to the Great Room is an exqusite gourmet kitchen with stacked cabinets built around an oversized island.The oversized owners suite connects to a spa like bath featuring a huge shower, freestanding tub and dual vanities.There's also an office and second bedroom suite on the first floor.Upstairs the Delmonico has four huge bedrooms, two of which are ensuite, and a large loft that overlooks the great room.Outside there is a 20'x14' covered lanai perfect for relaxing on at the end of your day while taking in the sunsets.Located in the gated Homestead section of Bartram ranch, residents also enjoy access to an ameneties center with resort style pool,well equipped fitness center and clubhouse.Call today to schedule your private tour.
List Price/SqFt: 245.88

Property Features

Property Condition: Under Construction Appliances: Disposal; ENERGY STAR Qualified Dishwasher; Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater Fireplace Features: Gas Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink; Washer Hookup Utilities: Natural Gas Connected Cooling: Central Air; Zoned Heating: Heat Pump Electric: 200+ Amp Service Water Source: Public Construction Materials: Frame Patio And Porch Features: Covered; Rear Porch Roof: Shingle Parking Features: Garage View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Room Types: Bathroom 4; Bedroom; Bedroom 2; Bedroom 3; Bedroom 5; Dining Room; Loft; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-13

Location Tax and Legal

Street Number: 223
Street Name: HARD PINE
Street Suffix: Trail
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Bartram Ranch

Status Change Information

Major Change Timestamp: 2026-08-11T19:31:48Z
Major Change Type: Status Change
Price Change Timestamp: 2026-06-25T15:32:47Z
Purchase Contract Date: 2026-08-10

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 4 Level: Second
Bedroom 2 Level: First
Bedroom 3 Level: Second
Bedroom 5 Level: Second
Bedroom Level: Second
Dining Room Level: First
Loft Level: Second
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Primary Bedroom	First	186.00	178.00	Tray Ceiling
Bedroom 2	First	126.00	116.00	Suite w walk in shower
Bedroom 3	Second	13.00	126.00	Walk in Closet
Bathroom 4	Second	14.00	138.00	Full bath and walk in closet
Bedroom 5	Second	178.00	142.00
Bedroom	Second	18.00	16.00	Full bath and walk in closet
Dining Room	First	20.00	13.00	Tray Ceiling
Loft	Second	24.00	17.00

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: August - 11 - 2026

Information deemed reliable but not guaranteed.