Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

222 DOVER BLUFF Drive, Orange Park, FL 32073 (MLS# 2103940)

222 DOVER BLUFF Drive, Orange Park, FL 32073

$372,000

04-C_R53605 - Living Room - Standard - 0

11-C_R53630-(1) - Dining Room - Standard

28-C_R53700-(1) - Bedroom - Standard - 8

01-1st_floor_222_dover_bluff_drive_orang

02-2nd_floor_222_dover_bluff_drive_orang

03-3rd_floor_222_dover_bluff_drive_orang

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,566 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $372,000 List Date: 8/14/2025 Last Modified: 1/22/2026

Overview

Description

Stunningly updated home in sought-after Clay County! Step inside to fresh, modern paint, plush new carpet in bedrooms, and stylish luxury vinyl plank in living areas. The gourmet kitchen dazzles with brand-new stainless steel appliances. Enjoy year-round comfort with a NEW architectural shingle roof and TWO state-of-the-art HVAC systems. Relax or entertain in the spacious backyard, and take advantage of the attached 2-car garage. Truly move-in ready—come fall in love today!

Listing Details MLS# 2103940

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2566
Living Area Source: Assessor
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 267
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-295 to Exit 12 Blanding Blvd South on Blanding Blvd to right onto Argyle Forest Blvd to left onto Chestwick Oak Ave to left onto Spencer Plantation Blvd to left onto Watermill Dr to left onto Dover Bluff Dr to home on left
Public Remarks: Stunningly updated home in sought-after Clay County! Step inside to fresh, modern paint, plush new carpet in bedrooms, and stylish luxury vinyl plank in living areas. The gourmet kitchen dazzles with brand-new stainless steel appliances. Enjoy year-round comfort with a NEW architectural shingle roof and TWO state-of-the-art HVAC systems. Relax or entertain in the spacious backyard, and take advantage of the attached 2-car garage. Truly move-in ready—come fall in love today!
List Price/SqFt: 144.97
Sold Price/SqFt: 144.97

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage Fencing: Back Yard Current Use: Residential; Single Family Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-08-14

Location Tax and Legal

Street Number: 222
Street Name: DOVER BLUFF
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Cutters Point

Status Change Information

Major Change Timestamp: 2026-01-22T19:37:52Z
Major Change Type: Status Change
Price Change Timestamp: 2025-11-13T17:33:06Z
Purchase Contract Date: 2025-12-27
Close Date: 2026-01-22
Close Price: 372000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

HOA Addendum ›

Seller's Addendum ›

Listing Office: SUPREME PATH BROKERAGE LLC

Last Updated: January - 22 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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