Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

221 MASON BRANCH Drive, St. Johns, FL 32259 (MLS# 2154182)

221 MASON BRANCH Drive, St. Johns, FL 32259

$658,000

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,457 Lot Size (sq. ft.): 7,405 Status: Pending

Current Price: $658,000 List Date: 7/07/2026 Last Modified: 8/03/2026

Overview

Description

Don't miss your opportunity to own the final Ruth floor plan available in Mill Creek Forest, a no CDD community offering exceptional value and luxury living. Thoughtfully designed and perfectly situated near a cul-de-sac on a private tree-lined homesite, this exceptional single-story home features a spacious three-car garage, an expansive great room highlighted by a dramatic tray ceiling, and a stunning 12-foot sliding glass door that fills the living space with natural light and seamlessly connects to the outdoor living area. With its sought-after Craftsman elevation, private preserve views, and one-of-a-kind availability, this is your last chance to own one of Mill Creek Forest's most popular floor plans.

Listing Details MLS# 2154182

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2457
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 154
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-01-05
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill
Public Remarks: Don't miss your opportunity to own the final Ruth floor plan available in Mill Creek Forest, a no CDD community offering exceptional value and luxury living. Thoughtfully designed and perfectly situated near a cul-de-sac on a private tree-lined homesite, this exceptional single-story home features a spacious three-car garage, an expansive great room highlighted by a dramatic tray ceiling, and a stunning 12-foot sliding glass door that fills the living space with natural light and seamlessly connects to the outdoor living area. With its sought-after Craftsman elevation, private preserve views, and one-of-a-kind availability, this is your last chance to own one of Mill Creek Forest's most popular floor plans.
List Price/SqFt: 267.81

Property Features

Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Microwave; Tankless Water Heater Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Electric; Zoned Heating: Electric; Zoned Water Source: Public Parking Features: Garage; Garage Door Opener Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-07

Location Tax and Legal

Street Number: 221
Street Name: MASON BRANCH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2026-07-25T15:00:37Z
Major Change Type: Status Change
Price Change Timestamp: 2026-07-21T19:08:20Z
Purchase Contract Date: 2026-07-22

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: August - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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