Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2204 MYRA Street, Jacksonville, FL 32204 (MLS# 2154361)

2204 MYRA Street, Jacksonville, FL 32204

$374,000

Property Type: Residential Bedrooms: 5 Baths: 2 Square Footage: 2,344 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $374,000 List Date: 7/08/2026 Last Modified: 10/23/2026

Overview

Description

Riverside property offering a unique and flexible setup with two distinct living areas and separate kitchens. The main residence and separately addressed mother-in-law suite at 864 Copeland provide five private rooms combined, creating options for multigenerational living, extended family, guests, home office space, or other permitted uses. Located just a few blocks from the St. Johns River and near Five Points, with convenient access to Riverside dining, shopping, parks, and neighborhood amenities. Classic Riverside architecture, a corner lot, and a well-maintained exterior add to the appeal. The property is currently occupied and could benefit from interior updating, giving the next owner an opportunity to personalize and improve the spaces over time. The current list price reflects the property's condition. Zoned for Central Riverside Elementary. Buyer to verify zoning, permitted uses, school assignments, square footage, and all property details.

Listing Details MLS# 2154361

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2344
Living Area Source: Owner
Year Built: 1926
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Drive north on Margaret St. Left to College St. Right to Copeland St. Turn left. Property is on the right.
Public Remarks: Riverside property offering a unique and flexible setup with two distinct living areas and separate kitchens. The main residence and separately addressed mother-in-law suite at 864 Copeland provide five private rooms combined, creating options for multigenerational living, extended family, guests, home office space, or other permitted uses. Located just a few blocks from the St. Johns River and near Five Points, with convenient access to Riverside dining, shopping, parks, and neighborhood amenities. Classic Riverside architecture, a corner lot, and a well-maintained exterior add to the appeal. The property is currently occupied and could benefit from interior updating, giving the next owner an opportunity to personalize and improve the spaces over time. The current list price reflects the property's condition. Zoned for Central Riverside Elementary. Buyer to verify zoning, permitted uses, school assignments, square footage, and all property details.
List Price/SqFt: 159.56

Property Features

Appliances: Electric Oven; Refrigerator Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Exterior Features: Other Parking Features: Off Street Current Use: Investment; Multi-Family; Residential; Single Family Possession: Negotiable Listing Terms: Cash; Conventional; FHA; Owner May Carry; Private Financing Available; VA Loan; Other Room Types: Bathroom 2; Bedroom 2; Bedroom 3; Kitchen; Living Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-07-08

Location Tax and Legal

Street Number: 2204
Street Name: MYRA
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32204
MLS Area Major: 031-Riverside
Subdivision Name: Riverside Heights

Status Change Information

Major Change Timestamp: 2026-10-23T12:24:19Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-23T12:24:19Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Second
Bedroom 2 Level: Second
Bedroom 3 Level: Second
Kitchen Level: Upper
Living Room Level: First
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Second	12.00	12.00
Bedroom 2	Second	12.00	12.00
Bedroom 3	Second	13.00	12.00
Primary Bathroom	Second	13.00	12.00
Bathroom 2	Second	13.00	12.00
Living Room	First	13.00	12.00
Kitchen	First	14.00	10.00
Kitchen	Upper	12.00	10.00

Documents

LeadPaintDisclosure ›

Listing Office: BEYCOME OF FLORIDA LLC

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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