Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

218 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2171489)

218 SHINNECOCK Drive, St. Johns, FL 32259

$1,050,000

Virtual Tour

https://www.zillow.com/view-imx/e90c8515-3f39-40af-a109-5d06b1ac8a42?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,851 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $1,050,000 List Date: 10/29/2026 Last Modified: 11/04/2026

Overview

Description

Warm, inviting interiors and exceptional outdoor living come together at this single-story MasterCraft home in Highpointe at RiverTown. Built in 2021, the home offers 2,851 square feet, 4 bedrooms, 2.5 baths, and a 3-car garage on a palm studded 0.26-acre pond lot, with a thoughtful layout that makes everyday living feel easy. The outdoor space is the highlight—a place to linger over morning coffee, spend an afternoon in the heated pool, or gather with friends for dinner. The extended covered lanai features two ceiling fans and a beautifully appointed summer kitchen with granite waterfall countertops, a grill, gas side burner, and beverage refrigerator. The screened pool enclosure, palm landscaping, pond views, and fully fenced backyard create a welcoming setting for relaxing and entertaining. Inside, engineered maple hardwood flooring, plantation shutters, 10-foot ceilings, and tray details bring warmth and character to the main living spaces. The kitchen features double-stacked whi ... (Read more)

Supplements: cabinetry, quartz countertops, a contrasting gray-stained island, textured subway tile backsplash, a five-burner gas cooktop, and dual wall ovens. Custom pantry shelving and an additional refrigerator add practical storage and convenience. The primary suite includes a custom walk-in closet with direct laundry access, dual vanities, a soaking tub, a ... (Read more)

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Listing Details MLS# 2171489

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2851
Living Area Source: Public Records
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 4492.64
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Longleaf Pine Pkwy to Keystone Corners Dr to Shinnecock Dr
Public Remarks: Warm, inviting interiors and exceptional outdoor living come together at this single-story MasterCraft home in Highpointe at RiverTown. Built in 2021, the home offers 2,851 square feet, 4 bedrooms, 2.5 baths, and a 3-car garage on a palm studded 0.26-acre pond lot, with a thoughtful layout that makes everyday living feel easy. The outdoor space is the highlight—a place to linger over morning coffee, spend an afternoon in the heated pool, or gather with friends for dinner. The extended covered lanai features two ceiling fans and a beautifully appointed summer kitchen with granite waterfall countertops, a grill, gas side burner, and beverage refrigerator. The screened pool enclosure, palm landscaping, pond views, and fully fenced backyard create a welcoming setting for relaxing and entertaining. Inside, engineered maple hardwood flooring, plantation shutters, 10-foot ceilings, and tray details bring warmth and character to the main living spaces. The kitchen features double-stacked white
List Price/SqFt: 368.29

Property Features

Appliances: Dishwasher; Disposal; Double Oven; Electric Oven; Gas Cooktop; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Water Softener Owned; Wine Cooler Interior Features: Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Unit; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Patio; Screened Pool Features: In Ground; Electric Heat; Heated; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard; Fenced; Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground; Spa/Hot Tub; Tennis Court(s); Other Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan