Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2172 AZTEC Drive W, Jacksonville, FL 32246 (MLS# 2160888)

2172 AZTEC Drive W, Jacksonville, FL 32246

$425,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,920 Lot Size (sq. ft.): 16,553 Status: Active

Current Price: $425,000 List Date: 8/19/2026 Last Modified: 10/23/2026

Overview

Description

Welcome to this beautifully refreshed home in the desirable Indian Springs subdivision, situated on a large lot with lush grass, mature bushes, and a private backyard. Fresh interior and exterior paint complement the LVP, tile, and carpet flooring throughout. The inviting living area features a cozy fireplace, while ceiling fans are featured in select rooms. The kitchen offers white cabinetry, new quartz countertops, stainless steel appliances, and ample storage. An upstairs loft provides flexible space for a home office, playroom, media area, or second living room. The spacious primary suite features a vaulted ceiling and en suite bathroom with a dual vanity. Blinds throughout add privacy and convenience. Enjoy the back porch overlooking the private backyard, perfect for relaxing or entertaining. A NEW roof provides added peace of mind. Move-in ready and full of desirable updates!

Listing Details MLS# 2160888

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1920
Living Area Source: Public Records
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.38
Association YN: Yes
Association Fee: 437.75
Association Fee Frequency: Annually
Association Name: Indian Springs Community Association
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: Southeast
Directions: From I-95, take exit for FL-202 E/Butler Blvd. Head east on Butler Blvd and take the exit toward Hodges Blvd. Continue north on Hodges Blvd, then turn onto Beach Blvd. Turn onto St Johns Bluff Rd N, then continue toward the Golden Glades-The Woods area. Turn onto Aztec Dr W and continue to the property.
Public Remarks: Welcome to this beautifully refreshed home in the desirable Indian Springs subdivision, situated on a large lot with lush grass, mature bushes, and a private backyard. Fresh interior and exterior paint complement the LVP, tile, and carpet flooring throughout. The inviting living area features a cozy fireplace, while ceiling fans are featured in select rooms. The kitchen offers white cabinetry, new quartz countertops, stainless steel appliances, and ample storage. An upstairs loft provides flexible space for a home office, playroom, media area, or second living room. The spacious primary suite features a vaulted ceiling and en suite bathroom with a dual vanity. Blinds throughout add privacy and convenience. Enjoy the back porch overlooking the private backyard, perfect for relaxing or entertaining. A NEW roof provides added peace of mind. Move-in ready and full of desirable updates!
List Price/SqFt: 221.35

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Pantry; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: In Garage Utilities: Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Aluminum Siding; Wood Siding Patio And Porch Features: Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage View: Other Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Community Pool Association Fee Includes: Other Community Features: Curbs; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 1; Bedroom 2; Dining Room; Kitchen; Living Room; Loft; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-18

Location Tax and Legal

Street Number: 2172
Street Name: AZTEC
Street Suffix: Drive
Street Direction Suffix: W
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 025-Intracoastal West-North Of Beach Blvd
Subdivision Name: Indian Springs

Status Change Information

Major Change Timestamp: 2026-10-23T17:42:35Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-23T17:42:35Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bedroom 1 Level: Main
Bedroom 2 Level: Main
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Loft Level: Upper
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Main	11.00	17.00
Bedroom 1	Main	13.00	9.00
Bedroom 2	Main	14.00	11.00
Kitchen	Main	15.00	7.00
Dining Room	Main	9.00	13.00
Living Room	Main	25.00	13.00
Loft	Upper	25.00	14.00

Documents

ABAD ›

Sellers Addendum ›

Seller's Property Disclosure ›

Flood Disclosure ›

Listing Office: HOMESMART

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.