Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

217 CLOVER Court, St. Johns, FL 32259 (MLS# 2044473)

217 CLOVER Court, St. Johns, FL 32259

$370,000

Virtual Tour

https://www.asteroommls.com/pviewer?hideleadgen=1&token=PMHcCLNn2UqA4v0e3Ds5OA

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,988 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $370,000 List Date: 8/27/2024 Last Modified: 4/17/2026

Overview

Description

*MOTIVATED SELLER, offering $5,000 towards buyers closing costs and prepaids.** Discover this delightful 3-bedroom, 2-bathroom home in the highly desirable Julington Creek Plantation. Offering a perfect blend of comfort, style, and versatility, this home is ready to meet all your needs. This home features a bonus room/office with a vaulted ceiling, this versatile space can be used as a home office, playroom, or guest room. Host dinners and special occasions in the separate dining room. Enjoy the spacious kitchen overlooking the family room, complete with breakfast bar and a cozy breakfast nook that is perfect for casual dining. The very large walk-in pantry has plenty of storage space for all your kitchen essentials. Enjoy a serene retreat in the master suite with and ensuite bathroom, walk-in closet, and private access the back patio and backyard. The 2-car garage provides for ample storage and convenience.

Supplements: This home also features a separate indoor laundry room adding to its functionality. Residence of Julington Creek enjoy scenic walking, running, and biking trails that wind through miles of landscaped roadways. They also enjoy a mixture of amenities, aquatic programming, childcare & community activities, fitness & wellness classes, sporting events, ... (Read more)

Listing Details MLS# 2044473

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2102
Living Area Source: Public Records
Building Area Total: 2988
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Lot Size Dimensions: 110 x 75
Association YN: Yes
Association Fee: 490
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation POA
Association Phone: (904) 417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1016.84
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: Southeast
Directions: From I-295 take FL-13 S/San Jose Blvd to Race Track Rd, turn right onto Hummingbird Ct, Turn right onto Clover Ct, home is located on the right.
Public Remarks: *MOTIVATED SELLER, offering $5,000 towards buyers closing costs and prepaids.** Discover this delightful 3-bedroom, 2-bathroom home in the highly desirable Julington Creek Plantation. Offering a perfect blend of comfort, style, and versatility, this home is ready to meet all your needs. This home features a bonus room/office with a vaulted ceiling, this versatile space can be used as a home office, playroom, or guest room. Host dinners and special occasions in the separate dining room. Enjoy the spacious kitchen overlooking the family room, complete with breakfast bar and a cozy breakfast nook that is perfect for casual dining. The very large walk-in pantry has plenty of storage space for all your kitchen essentials. Enjoy a serene retreat in the master suite with and ensuite bathroom, walk-in closet, and private access the back patio and backyard. The 2-car garage provides for ample storage and convenience.
List Price/SqFt: 197.43
Sold Price/SqFt: 176.02

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public; Well Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Brick; Frame Patio And Porch Features: Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan