Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

217 BELL BRANCH Lane, St. Johns, FL 32259 (MLS# 2144872)

217 BELL BRANCH Lane, St. Johns, FL 32259

$430,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,778 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $430,000 List Date: 5/12/2026 Last Modified: 5/12/2026

Overview

Description

COMP SALE ONLY 3bed 2bath with formal dinning room, large great room with wood burning fireplace, breakfast nook, Wood kitchen cabinets with eat-in counter. Upgraded black appliances, Large master with walk-in closet, indoor laundry rm, interior just re-painted with neutral colors thru-out. new carpet just installed. Covered Lanai and 2 car garage.

Listing Details MLS# 2144872

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1778
Living Area Source: Public Records
Year Built: 1999
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 360
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1476.23
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: South on san jose blvd.*cross Julington creek bridge* LEFT on RACE TRACK* RIGHT at 'FLORA BRANCH'. cross 4 way stop,LEFT at SAWMILL POINTE Entrance. LEFT at BELL BRANCH, follow winding Road, to house.
Public Remarks: COMP SALE ONLY 3bed 2bath with formal dinning room, large great room with wood burning fireplace, breakfast nook, Wood kitchen cabinets with eat-in counter. Upgraded black appliances, Large master with walk-in closet, indoor laundry rm, interior just re-painted with neutral colors thru-out. new carpet just installed. Covered Lanai and 2 car garage.
List Price/SqFt: 241.84
Sold Price/SqFt: 241.84

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Wood Laundry Features: Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Patio And Porch Features: Front Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage Fencing: Back Yard; Fenced Current Use: Residential Association Amenities: Children's Pool; Community Pool; Jogging Path; Playground; Tennis Court(s) Association Fee Includes: Insurance Possession: Close Of Escrow Listing Terms: Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-04

Location Tax and Legal

Street Number: 217
Street Name: BELL BRANCH
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Sawmill Pointe

Status Change Information

Major Change Timestamp: 2026-05-12T19:22:27Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-07
Close Date: 2026-05-12
Close Price: 430000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: NON MLS (realMLS)

Last Updated: May - 12 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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