Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

214 GAP CREEK Drive, St. Johns, FL 32259 (MLS# 1240944)

214 GAP CREEK Drive, St. Johns, FL 32259

$779,900

Virtual Tour

https://www.zillow.com/view-imx/cb61dd05-f8f2-4bfa-b1dd-5259d7e18922?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,306 Status: Closed

Current Price: $779,900 List Date: 3/11/2024 Last Modified: 2/25/2026

Overview

Description

Seller is offering $10K towards Buyer's closing costs, prepaid items or rate buydown! Better than new Toll Brothers beauty with upgrades completed post-build! This popular floor plan includes both the primary suite as well as a secondary suite on the first floor. Prepare to be impressed with the upgraded finishes throughout that is in keeping with a luxury home builder. A custom-built bar with a built-in wine cooler is perfect for entertaining! A plethora of custom built cabinetry maximizes the laundry room functionality! Outside living has been enhanced via an expanded pavered patio and boarded with a modern privacy wall! The lush preserve serves as the backdrop of the home with awesome views through rear windows. Accessibility to the amenities are a mere few steps away. Schedule your tour today!

Listing Details MLS# 1240944

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3306
Living Area Source: Public Records
Year Built: 2022
Lot Size Dimensions: .19 acres
Association YN: Yes
Association Fee: 141
Association Fee Frequency: Monthly
Association Name: Mill Creek Forest
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: CR 210 W to right into Mill Creek Forest and Left onto Gap Creek Drive
Public Remarks: Seller is offering $10K towards Buyer's closing costs, prepaid items or rate buydown! Better than new Toll Brothers beauty with upgrades completed post-build! This popular floor plan includes both the primary suite as well as a secondary suite on the first floor. Prepare to be impressed with the upgraded finishes throughout that is in keeping with a luxury home builder. A custom-built bar with a built-in wine cooler is perfect for entertaining! A plethora of custom built cabinetry maximizes the laundry room functionality! Outside living has been enhanced via an expanded pavered patio and boarded with a modern privacy wall! The lush preserve serves as the backdrop of the home with awesome views through rear windows. Accessibility to the amenities are a mere few steps away. Schedule your tour today!
List Price/SqFt: 241.95
Sold Price/SqFt: 235.9

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Gas Range; Gas Water Heater; Microwave; Wine Cooler Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s); Wet Bar Flooring: Tile Utilities: Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Green Energy Efficient: Windows Security Features: Security System Owned Construction Materials: Fiber Cement Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Community Pool Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan Room Types: Family Room; Loft; Office; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2023-08-03

Location Tax and Legal

Street Number: 214
Street Name: GAP CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2024-05-01T20:11:27Z
Major Change Type: Status Change
Price Change Timestamp: 2024-02-06T00:58:52Z
Purchase Contract Date: 2024-04-05
Close Date: 2024-05-01
Close Price: 779900

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Interior aMENITIES-Prewired Audio: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Energy Features-Exhaust Fans: Y, Energy Features-Ceiling Fan(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y

Room Information

Room Name
Family Room
Office
Loft
Utility Room

Listing Office: FUTURE HOME REALTY INC

Last Updated: February - 25 - 2026

Information deemed reliable but not guaranteed.