Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2134 HARVEY Street, Jacksonville, FL 32211 (MLS# 2171234)

2134 HARVEY Street, Jacksonville, FL 32211

$293,000

dim_0_2134-harvey-st-jacksonville-fl-us_

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,296 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $293,000 List Date: 10/28/2026 Last Modified: 10/29/2026

Overview

Description

Beautifully renovated single-family home in Floral Bluff. This home features luxurious vinyl plank flooring, a fabulous designer kitchen with stainless steel appliances and custom quartz countertops, and two beautifully appointed bathrooms. The location couldn't be better, just minutes from Downtown, Jacksonville University, and all the shopping on University Blvd. There's plenty of room in the backyard to park your boat or RV. Major systems updated: ROOF and Rewire in 2017, HVAC and water heater in 2018, and septic in 2019. Don't sleep on this Arlington gem schedule your showing today!

Listing Details MLS# 2171234

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1296
Living Area Source: Public Records
Year Built: 1959
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.2
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Driving N on University Blvd, make a left onto Floral Bluff Rd and then make a right onto Harvey St.
Public Remarks: Beautifully renovated single-family home in Floral Bluff. This home features luxurious vinyl plank flooring, a fabulous designer kitchen with stainless steel appliances and custom quartz countertops, and two beautifully appointed bathrooms. The location couldn't be better, just minutes from Downtown, Jacksonville University, and all the shopping on University Blvd. There's plenty of room in the backyard to park your boat or RV. Major systems updated: ROOF and Rewire in 2017, HVAC and water heater in 2018, and septic in 2019. Don't sleep on this Arlington gem schedule your showing today!
List Price/SqFt: 226.08

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Primary Bathroom - Shower No Tub Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Septic Tank Roof: Shingle Parking Features: Other Fencing: Back Yard; Wood Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-28

Location Tax and Legal

Street Number: 2134
Street Name: HARVEY
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32211
MLS Area Major: 041-Arlington
Subdivision Name: Floral Bluff

Status Change Information

Major Change Timestamp: 2026-10-28T16:11:46Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Documents

SPD ›

LBP ›

Flood Disclosure ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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