Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2091 CLUB LAKE Drive, Orange Park, FL 32065 (MLS# 2083863)

2091 CLUB LAKE Drive, Orange Park, FL 32065

$579,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,226 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $579,000 List Date: 12/05/2025 Last Modified: 1/25/2026

Overview

Description

Beautifully maintained & updated with wood floors, newer roof, AC and hot water heater. Updated kitchen with new stone counters, range and microwave. Exterior has been freshly painted, a massive paver patio with fire pit was added overlooking the serene fishing lake. This custom designed floor plan offers 5 bedrooms, 3.5 baths, formal living room, formal dining room, oversized family room off of screened in lanai, chefs kitchen, butler's pantry and upstairs has a secondary family room or media area. The two oversized downstairs multigenerational bedrooms share a j&j bath. The large owner's suite has its own sitting area. There are two additional bedrooms upstairs that share a full bath. The garage floors have been finished and come complete with garage built ins for extra storage. Eagle landing is Clay counties premier luxury golf and country club community with resort style amenities, A rated schools, close to shopping and restaurants. Closing cost assistance available.

Listing Details MLS# 2083863

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3226
Living Area Source: Assessor
Year Built: 2009
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
Association Name: The Cam team
CDD Fee YN: Yes
CDD Fee Amount: 3332.05
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: 295 to Blanding to Argyle forest, straight at the clock tower and right into Eagle landing take the last right on Bridewater and then the first right then left on ClubLake home will be on left.
Public Remarks: Beautifully maintained & updated with wood floors, newer roof, AC and hot water heater. Updated kitchen with new stone counters, range and microwave. Exterior has been freshly painted, a massive paver patio with fire pit was added overlooking the serene fishing lake. This custom designed floor plan offers 5 bedrooms, 3.5 baths, formal living room, formal dining room, oversized family room off of screened in lanai, chefs kitchen, butler's pantry and upstairs has a secondary family room or media area. The two oversized downstairs multigenerational bedrooms share a j&j bath. The large owner's suite has its own sitting area. There are two additional bedrooms upstairs that share a full bath. The garage floors have been finished and come complete with garage built ins for extra storage. Eagle landing is Clay counties premier luxury golf and country club community with resort style amenities, A rated schools, close to shopping and restaurants. Closing cost assistance available.
List Price/SqFt: 173.28
Sold Price/SqFt: 179.48

Property Features

Architectural Style: Multi Generational; Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Wine Cooler Interior Features: Breakfast Bar; Breakfast Nook; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; In-Law Floorplan; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Electricity Connected; Water Connected Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Exterior Features: Fire Pit Patio And Porch Features: Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Lake Waterfront Features: Lake Front Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Management - Full Time; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant Road Frontage Type: City Street Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection; Lender Approval