Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

205 HILLCREST Loop, St. Johns, FL 32259 (MLS# 2169678)

205 HILLCREST Loop, St. Johns, FL 32259

$895,678

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,976 Status: Closed

Current Price: $895,678 List Date: 10/16/2026 Last Modified: 10/19/2026

Overview

Description

The Samuel blends luxury with charm in a desirable open-concept floor plan. A magnificent great room off the extended foyer offers desirable views to the spacious covered lanai. Adjacent, the well-appointed kitchen is highlighted by a bright casual dining area, a large center island with breakfast bar, plenty of counter and cabinet space, and a roomy walk-in pantry. Highlighting the private primary bedroom suite is a palatial walk-in closet and a deluxe primary bath with dual-sink vanity, a large luxe shower, linen storage, and a private water closet. Secondary bedrooms, two with a shared hall bath with dual-sink vanity and one with a private bath, feature sizable closets. Additional highlights include a spacious flex room off the foyer, easily accessible laundry, a powder room, an everyday entry, and plenty of additional storage.

Listing Details MLS# 2169678

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2976
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 202.67
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-21
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Greenbriar Rd turn onto Bartram Ranch Blvd, Right onto Frost Meadows PL, Right onto Hard Pine Trl, Left onto Hillcrest Loop, Your new home is on the Left
Public Remarks: The Samuel blends luxury with charm in a desirable open-concept floor plan. A magnificent great room off the extended foyer offers desirable views to the spacious covered lanai. Adjacent, the well-appointed kitchen is highlighted by a bright casual dining area, a large center island with breakfast bar, plenty of counter and cabinet space, and a roomy walk-in pantry. Highlighting the private primary bedroom suite is a palatial walk-in closet and a deluxe primary bath with dual-sink vanity, a large luxe shower, linen storage, and a private water closet. Secondary bedrooms, two with a shared hall bath with dual-sink vanity and one with a private bath, feature sizable closets. Additional highlights include a spacious flex room off the foyer, easily accessible laundry, a powder room, an everyday entry, and plenty of additional storage.
List Price/SqFt: 300.97
Sold Price/SqFt: 300.97

Property Features

Appliances: Dishwasher Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Garage Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-18

Location Tax and Legal

Street Number: 205
Street Name: HILLCREST
Street Suffix: Loop
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Bartram Ranch

Status Change Information

Major Change Timestamp: 2026-10-16T21:21:00Z
Major Change Type: Status Change
Purchase Contract Date: 2026-09-18
Close Date: 2026-09-21
Close Price: 895678

DPR Eligible

DPR Eligible: No

More Information

Listing Office: NON MLS (realMLS)

Last Updated: October - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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