Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2049 JIMMY Lane, St. Johns, FL 32259 (MLS# 2069063)

2049 JIMMY Lane, St. Johns, FL 32259

$460,000

Virtual Tour

https://nodalview.com/s/0JgrJD5CH6BRUrUJ_aDf8W

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,544 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $460,000 List Date: 2/07/2025 Last Modified: 2/05/2026

Overview

Description

Welcome to Whispering Pines in Julington Creek Plantation, an established community in St. Johns County's top-rated school district! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience, and access to fantastic local amenities. Nestled on a lot with no rear neighbors, the serene backyard overlooks a peaceful preserve—your own personal retreat! Recent updates include a newer ROOF & WATER HEATER(2019), HVAC(2020), and a freshly painted exterior. As part of Julington Creek Plantation, residents enjoy resort-style pools, sports courts, parks, golf and more! Plus, you're just minutes from shopping, dining, and recreational activities.

Listing Details MLS# 2069063

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2544
Living Area Source: Owner
Year Built: 2004
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 480
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From SR13, Turn Left on Racetrack Rd, Right on Durbin Creek Blvd (past Fruit Cove Middle) , Left on Oakwood Branch Drive, Right on Sparrow Branch Circle, Right onto Jimmy Lane.
Public Remarks: Welcome to Whispering Pines in Julington Creek Plantation, an established community in St. Johns County's top-rated school district! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience, and access to fantastic local amenities. Nestled on a lot with no rear neighbors, the serene backyard overlooks a peaceful preserve—your own personal retreat! Recent updates include a newer ROOF & WATER HEATER(2019), HVAC(2020), and a freshly painted exterior. As part of Julington Creek Plantation, residents enjoy resort-style pools, sports courts, parks, golf and more! Plus, you're just minutes from shopping, dining, and recreational activities.
List Price/SqFt: 196.54
Sold Price/SqFt: 180.82

Property Features

Architectural Style: A-Frame Levels: One Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); His and Hers Closets; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Garage View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Golf Course; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-01-27

Location Tax and Legal

Street Number: 2049
Street Name: JIMMY
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Whispering Pines

Status Change Information

Major Change Timestamp: 2025-07-24T16:49:54Z
Major Change Type: Status Change
Price Change Timestamp: 2025-04-08T14:28:56Z
Purchase Contract Date: 2025-04-23
Close Date: 2025-07-24
Close Price: 460000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: HERRON REAL ESTATE LLC

Last Updated: February - 05 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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