Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

204 WATERLINE Drive, St. Johns, FL 32259 (MLS# 2133965)

204 WATERLINE Drive, St. Johns, FL 32259

$755,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,385 Lot Size (sq. ft.): 17,860 Status: Closed

Current Price: $755,000 List Date: 3/09/2026 Last Modified: 7/07/2026

Overview

Description

HUGE PRICE REDUCTION!! Rare opportunity to own a custom home situated on a .41 acres lot with an enormous backyard. The open floor plan is highlighted by a gourmet kitchen with double ovens, gas range, abundant cabinetry, and generous counter space--perfect for entertaining or everyday living. The oversized backyard provides exceptional space rarely found in the neighborhood and is ideal for a future pool, outdoor kitchen, or expansive play area. This beautiful home features no carpet and has custom wood shelving throughout. A paver driveway enhances the home's curb appeal and welcoming entry. Beachwalk residents enjoy true resort-style living with access to the spectacular 14-acre crystal lagoon, white sand beaches, kayaking, paddle boarding, swim-up bar, waterfront dining, fitness center, tennis courts, and year-round events. Located near top-rated St. Johns County schools, shopping, and dining

Listing Details MLS# 2133965

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3385
Living Area Source: Public Records
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.41
Association YN: Yes
Association Fee: 679.86
Association Fee Frequency: Quarterly
Association Fee 2 Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 4351.3
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Directions from I-95: Take Exit 329 for County Road 210 (CR-210). Head east on CR-210 approximately 2 miles. Turn left into the Beachwalk community entrance. Continue straight to the roundabout and take the exit into the Dorado Subdivision. Turn right onto Waterline Drive.
Public Remarks: HUGE PRICE REDUCTION!! Rare opportunity to own a custom home situated on a .41 acres lot with an enormous backyard. The open floor plan is highlighted by a gourmet kitchen with double ovens, gas range, abundant cabinetry, and generous counter space--perfect for entertaining or everyday living. The oversized backyard provides exceptional space rarely found in the neighborhood and is ideal for a future pool, outdoor kitchen, or expansive play area. This beautiful home features no carpet and has custom wood shelving throughout. A paver driveway enhances the home's curb appeal and welcoming entry. Beachwalk residents enjoy true resort-style living with access to the spectacular 14-acre crystal lagoon, white sand beaches, kayaking, paddle boarding, swim-up bar, waterfront dining, fitness center, tennis courts, and year-round events. Located near top-rated St. Johns County schools, shopping, and dining
List Price/SqFt: 223.04
Sold Price/SqFt: 223.04

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Double Oven; Gas Cooktop; Refrigerator; Tankless Water Heater Interior Features: Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs Flooring: Tile; Wood Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Patio And Porch Features: Covered Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Park; Playground; Tennis Court(s); Trash Association Fee Includes: Maintenance Grounds Community Features: Gated; Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Inspection; Lender Approval