Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

202 BORACAY Circle, St. Johns, FL 32259 (MLS# 2123711)

202 BORACAY Circle, St. Johns, FL 32259

$295,000

39-DSC03669-RB - Bathroom - Standard - 1

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,750 Lot Size (sq. ft.): 3,920 Status: Closed

Current Price: $295,000 List Date: 1/06/2026 Last Modified: 6/29/2026

Overview

Description

Discover modern, low-maintenance living in the heart of Beachwalk. Welcome to 202 Boracay Circle, a move-in-ready 3-bedroom, 2.5-bath townhome built in 2022, located in one of St. Johns County's most desirable communities. This stylish townhome features an open-concept floor plan with upgraded flooring throughout, a bright and inviting living area, and a thoughtfully designed kitchen offering ample counter space and storage—perfect for everyday living and entertaining. The spacious primary suite includes a walk-in closet and a private en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or a growing household.

Supplements: Enjoy a true resort-style lifestyle with access to Beachwalk's world-class amenities, including the 14-acre crystal lagoon with white-sand beach, clubhouse, fitness center, on-site dining, and scenic walking trails. Conveniently located near top-rated St. Johns County schools, shopping, restaurants, and major highways, this home offers both comfort ... (Read more)

Listing Details MLS# 2123711

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1750
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.09
Association YN: Yes
Association Fee: 381.33
Association Fee Frequency: Monthly
Association Fee 2: 214.7
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2388.65
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Off Exit 329 Left Off I-95 South Right Off I-95 North Left into Beachwalk Blvd Left into Albany Bay Blvd Right on Boracay Cir
Public Remarks: Discover modern, low-maintenance living in the heart of Beachwalk. Welcome to 202 Boracay Circle, a move-in-ready 3-bedroom, 2.5-bath townhome built in 2022, located in one of St. Johns County's most desirable communities. This stylish townhome features an open-concept floor plan with upgraded flooring throughout, a bright and inviting living area, and a thoughtfully designed kitchen offering ample counter space and storage—perfect for everyday living and entertaining. The spacious primary suite includes a walk-in closet and a private en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or a growing household.
List Price/SqFt: 178.29
Sold Price/SqFt: 168.57

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Freezer; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Vinyl Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Closed Circuit Camera(s) Construction Materials: Fiber Cement Patio And Porch Features: Front Porch; Patio; Screened Roof: Shingle Parking Features: Garage Lot Features: Wooded View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Pickleball; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Maintenance Structure; Pest Control Community Features: Curbs; Restaurant; Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-01-06

Location Tax and Legal

Street Number: 202
Street Name: BORACAY
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Grand Isle At Beachwalk

Status Change Information

Major Change Timestamp: 2026-06-29T19:20:05Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-17T21:20:07Z
Purchase Contract Date: 2026-05-02
Close Date: 2026-05-15
Close Price: 295000

DPR Eligible

DPR Eligible: No

More Information

Documents

OFFER INSTRUCTIONS ›

Listing Office: FLORIDA'S CHOICE REALTY LLC

Last Updated: June - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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