Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

201 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2130728)

201 SHINNECOCK Drive, St. Johns, FL 32259

$1,250,000

Triple sliding glass doors that lead to backyard

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,164 Lot Size (sq. ft.): 9,148 Status: Closed

Current Price: $1,250,000 List Date: 2/26/2026 Last Modified: 5/04/2026

Overview

Description

Why wait to build? Experience the immediate gratification of a MasterCraft estate where the luxury upgrades have already been artfully applied, located in the exclusive Highpointe enclave of Rivertown. Sited on a private preserve lot, this 2021-built residence combines sophisticated design with unmatched versatility across ~4,164 sq. ft.The 5-bedroom, 4.5-bath layout is designed for modern life, featuring a dedicated home office and a rare downstairs flex ensuite with a private entrance--the ideal solution for in-laws or a secluded home business. At the heart of the home, the chef's kitchen impresses with professional-grade appliances and a custom coffee/wine nook tailored for entertaining. Upstairs, a spacious loft retreat anchors three additional bedrooms and two full baths. The outdoor living space is a true showstopper: relax in your backyard oasis featuring a screened lanai, a custom pool with a sun shelf, and a fully equipped summer kitchen. Complete with a split 3-car garage.

Listing Details MLS# 2130728

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 4164
Living Area Source: Appraiser
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3492.89
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From 9B: Take St. Johns parkway exit Right on 210W Continue straight on to Greenbrier Rd Left at light on to Longleaf Pine Pkwy Right onto Keystone Corners Blvd Right on to Shinnecock Dr House is on the left.
Public Remarks: Why wait to build? Experience the immediate gratification of a MasterCraft estate where the luxury upgrades have already been artfully applied, located in the exclusive Highpointe enclave of Rivertown. Sited on a private preserve lot, this 2021-built residence combines sophisticated design with unmatched versatility across ~4,164 sq. ft.The 5-bedroom, 4.5-bath layout is designed for modern life, featuring a dedicated home office and a rare downstairs flex ensuite with a private entrance--the ideal solution for in-laws or a secluded home business. At the heart of the home, the chef's kitchen impresses with professional-grade appliances and a custom coffee/wine nook tailored for entertaining. Upstairs, a spacious loft retreat anchors three additional bedrooms and two full baths. The outdoor living space is a true showstopper: relax in your backyard oasis featuring a screened lanai, a custom pool with a sun shelf, and a fully equipped summer kitchen. Complete with a split 3-car garage.
List Price/SqFt: 300.19
Sold Price/SqFt: 300.19

Property Features

Architectural Style: Traditional Levels: Two Appliances: Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Water Softener Owned Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Home; Smart Thermostat; Walk-In Closet(s); Wet Bar Flooring: Carpet; Tile; Wood Laundry Features: In Unit; Lower Level Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Entertainment; Lighting; Programmable Thermostat; Security Construction Materials: Frame Exterior Features: Outdoor Kitchen; Outdoor Shower Patio And Porch Features: Covered; Patio; Screened Pool Features: In Ground; Fenced; Heated; Salt Water Spa Features: In Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: Wooded View: Protected Preserve; Trees/Woods Water Body Access Type: Community Fencing: Back Yard Current Use: Residential Association Amenities: Boat Dock; Clubhouse; Community Pool; Jogging Path; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA