Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

20 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2132398)

20 OAKMOSS Drive, St. Johns, FL 32259

$725,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,605 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $725,000 List Date: 2/27/2026 Last Modified: 6/29/2026

Overview

Description

No Pain, All Gain! Avoid the Build...this home is Already Improved & READY FOR YOU! Like-New, meticulously maintained home with all the post-build ''extras'' (e.g. fully fenced back yard, custom closet organizers, built-in utility & garage cabinetry, 2'' faux-wood blinds and more...). There are homes that simply check the boxes...and then there are homes that quietly elevate everyday life. Nestled on a premium lot with only one neighbor this beautifully upgraded 4-bedroom, 3-bath home with private office and loft, offers 2,605 square feet of thoughtfully designed living space, within the award-winning community of Rivertown at St Johns. Entering through the welcoming foyer, the home unfolds into a stunning open-concept living area where the kitchen, dining space, and living room blend seamlessly together. The 10' ceilings and generously sized living room feels bright and expansive, yet intimate...creating an ideal space for entertaining or relaxed everyday living.

Supplements: An oversized three-panel sliding glass door opens to a screened paver patio overlooking a serene wooded-backdrop. The kitchen is both functional and sophisticated, featuring quartz countertops, abundant cabinetry, and an ideal layout for gathering and culinary inspiration. Every finish has been thoughtfully selected to feel timeless rather than tr ... (Read more)

Listing Details MLS# 2132398

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2605
Living Area Source: Assessor
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 408
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 2882
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Stories: 2
Senior Community YN: No
Direction Faces: Northeast
Directions: From 9B, head south from the St John Pkwy exit, then right/west on CR-210, left/southwest on Old CR-210 (continuing on 16A), Right/North on SR-13, left/west onto Haven Place, into Shores at Rivertown. Left on Oakmoss Dr, home is first on the right.
Public Remarks: No Pain, All Gain! Avoid the Build...this home is Already Improved & READY FOR YOU! Like-New, meticulously maintained home with all the post-build ''extras'' (e.g. fully fenced back yard, custom closet organizers, built-in utility & garage cabinetry, 2'' faux-wood blinds and more...). There are homes that simply check the boxes...and then there are homes that quietly elevate everyday life. Nestled on a premium lot with only one neighbor this beautifully upgraded 4-bedroom, 3-bath home with private office and loft, offers 2,605 square feet of thoughtfully designed living space, within the award-winning community of Rivertown at St Johns. Entering through the welcoming foyer, the home unfolds into a stunning open-concept living area where the kitchen, dining space, and living room blend seamlessly together. The 10' ceilings and generously sized living room feels bright and expansive, yet intimate...creating an ideal space for entertaining or relaxed everyday living.
List Price/SqFt: 287.91
Sold Price/SqFt: 278.31

Property Features

Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Built-in Features; Ceiling Fan(s); Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Utilities: Natural Gas Connected Cooling: Central Air; Zoned Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener View: Trees/Woods Water Body Access Type: Community Fencing: Back Yard; Wrought Iron Current Use: Residential Association Amenities: Barbecue; Basketball Court; Boat Dock; Boat Launch; Children's Pool; Clubhouse; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Security Community Features: Gated; Restaurant; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-27

Location Tax and Legal

Street Number: 20
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-06-29T20:19:03Z
Major Change Type: Status Change
Price Change Timestamp: 2026-05-12T16:20:20Z
Purchase Contract Date: 2026-06-05
Close Date: 2026-06-26
Close Price: 725000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: June - 29 - 2026

Information deemed reliable but not guaranteed.