Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

195 RICHMOND Drive, St. Johns, FL 32259 (MLS# 2145033)

195 RICHMOND Drive, St. Johns, FL 32259

$313,500

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,673 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $313,500 List Date: 5/13/2026 Last Modified: 6/27/2026

Overview

Description

End-unit townhome located in the desirable Durbin Crossing community. Inside, is an open-concept floor plan. Family room includes title floors with lots of windows offering preserve views and plenty of natural lights. Kitchen offers granite countertops, 42'' cabinets, and coffee bar with a beverage cooler. All kitchen appliances stay along with the washer and dryer. Breakfast nook is the perfect space for daily meals. Upstairs are two generous guest bedrooms. Primary suite features tray ceilings, preserve views and custom closet organizer. Primary bath includes dual sinks, garden tub and separate tile shower. As an end unit you will enjoy added privacy and extra windows providing plenty of light. Screen porch is the perfect space to end the day. Durbin Crossing residents enjoy resort style amenities including pools, tennis courts, playgrounds, and fully equipped fitness center. All minutes from shopping, dining and easy access to the highways.

Listing Details MLS# 2145033

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1673
Living Area Source: Assessor
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.1
Association YN: Yes
Association Fee: 226.74
Association Fee Frequency: Monthly
Association Fee 2: 50.25
Association Fee 2 Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1597.93
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: Race Trrack Rd and St Johns Parkway, Left on Richmond Dr. Home is on the left.
Public Remarks: End-unit townhome located in the desirable Durbin Crossing community. Inside, is an open-concept floor plan. Family room includes title floors with lots of windows offering preserve views and plenty of natural lights. Kitchen offers granite countertops, 42'' cabinets, and coffee bar with a beverage cooler. All kitchen appliances stay along with the washer and dryer. Breakfast nook is the perfect space for daily meals. Upstairs are two generous guest bedrooms. Primary suite features tray ceilings, preserve views and custom closet organizer. Primary bath includes dual sinks, garden tub and separate tile shower. As an end unit you will enjoy added privacy and extra windows providing plenty of light. Screen porch is the perfect space to end the day. Durbin Crossing residents enjoy resort style amenities including pools, tennis courts, playgrounds, and fully equipped fitness center. All minutes from shopping, dining and easy access to the highways.
List Price/SqFt: 185.3
Sold Price/SqFt: 187.39

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Eat-in Kitchen Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Screened Roof: Shingle Parking Features: Additional Parking; Attached; Garage View: Trees/Woods Current Use: Residential Association Amenities: Children's Pool; Community Pool; Playground Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: No
Listing Contract Date: 2026-05-13

Location Tax and Legal

Street Number: 195
Street Name: RICHMOND
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-06-27T13:25:49Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-22
Close Date: 2026-06-18
Close Price: 313500

DPR Eligible

DPR Eligible: No

More Information

Listing Office: WATSON REALTY CORP

Last Updated: June - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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