Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

195 HICKORY RANCH Drive, St. Johns, FL 32259 (MLS# 2138319)

195 HICKORY RANCH Drive, St. Johns, FL 32259

$825,000

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Butler Pantry with Beverage Center and Custom Backsplash

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Extra Large Kitchen Island with Beautiful Quartz

Gourmet Kitchen Gas Cook Top and Wood Hood

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Kitchen into Great Room and Casual Dining Area

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Laundry, Double Stack Cabinets Sink and Granite Counter

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Large Fenced Backyard Landscaped with Beautiful Crepe Myrtles

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Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 5,063 Lot Size (sq. ft.): 15,246 Status: Closed

Current Price: $825,000 List Date: 4/17/2026 Last Modified: 7/16/2026

Overview

Description

New Price + NO CDD + 1% Buyer Credit Opportunity & room for a pool! Welcome Home to 195 Hickory Ranch Dr in St. Johns--an exceptional 5-bedroom, 4.5-bath home loaded with upgrades, space, and style in highly desirable Bartram Ranch. Designed for both everyday living and entertaining, this beautifully maintained home features an open-concept layout with soaring 10-foot ceilings throughout the first floor, creating a bright and seamless flow between the main living spaces. Thoughtful finishes and quality craftsmanship shine throughout. Step outside to your private backyard retreat with a fully fenced yard, screened lanai, and extended terrace--perfect for enjoying Florida living year-round. Generous bedroom sizes and flexible living spaces offer comfort and functionality for a variety of lifestyles. Even better--NO CDD fees and a preferred lender offering a 1% buyer credit toward closing costs, prepaids, or interest rate buy down for qualified buyers. See documents for upgrades list!

Listing Details MLS# 2138319

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3562
Living Area Source: Appraiser
Building Area Total: 5063
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.35
Association YN: Yes
Association Fee: 422.42
Association Fee Frequency: Quarterly
Association Name: Bartram Ranch Homeowners
Association Phone: 904-367-8532
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From San Jose Blvd South turn left onto Greenbriar Rd. In 1.1 miles take a right onto Bartram Ranch Blvd. Take a right onto Hickory Ranch Dr, home is on the left just before the cul-de-sac
Public Remarks: New Price + NO CDD + 1% Buyer Credit Opportunity & room for a pool! Welcome Home to 195 Hickory Ranch Dr in St. Johns--an exceptional 5-bedroom, 4.5-bath home loaded with upgrades, space, and style in highly desirable Bartram Ranch. Designed for both everyday living and entertaining, this beautifully maintained home features an open-concept layout with soaring 10-foot ceilings throughout the first floor, creating a bright and seamless flow between the main living spaces. Thoughtful finishes and quality craftsmanship shine throughout. Step outside to your private backyard retreat with a fully fenced yard, screened lanai, and extended terrace--perfect for enjoying Florida living year-round. Generous bedroom sizes and flexible living spaces offer comfort and functionality for a variety of lifestyles. Even better--NO CDD fees and a preferred lender offering a 1% buyer credit toward closing costs, prepaids, or interest rate buy down for qualified buyers. See documents for upgrades list!
List Price/SqFt: 245.65
Sold Price/SqFt: 231.61

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; ENERGY STAR Qualified Dishwasher; Gas Cooktop; Gas Water Heater; Instant Hot Water; Microwave; Refrigerator; Tankless Water Heater; Wine Cooler Interior Features: Breakfast Bar; Built-in Features; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Composition Siding Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened; Terrace Roof: Shingle Parking Features: Garage; Garage Door Opener; Off Street Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Park; Playground Community Features: Sidewalks; Street Lights; Suburban Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection