Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

193 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2149023)

193 OAKMOSS Drive, St. Johns, FL 32259

$515,379

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,744 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $515,379 List Date: 6/05/2026 Last Modified: 6/05/2026

Overview

Description

Tideland Floorplan by Toll Brothers, Shores of RiverTown

Listing Details MLS# 2149023

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1744
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 112
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2315.96
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-06-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From Mandarin and Greenbriar Rd, take SR 13 south, go through both Rivertown roundabouts, then gated entry is on the right, from 210/16A, turn right onto SR 13 at Woodpeckers, gated entry is 1/4 mile on the left. Left on Haven, Left on Oakmoss.
Public Remarks: Tideland Floorplan by Toll Brothers, Shores of RiverTown
List Price/SqFt: 295.52
Sold Price/SqFt: 295.52

Property Features

Levels: One Appliances: Dishwasher; Disposal; Gas Cooktop; Microwave Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat Laundry Features: In Unit; Lower Level Utilities: Cable Available; Electricity Connected; Natural Gas Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Smart Home Features: Programmable Thermostat Patio And Porch Features: Covered; Porch; Screened Parking Features: Attached; Garage Lot Features: Many Trees View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-01

Location Tax and Legal

Street Number: 193
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-06-05T18:10:30Z
Major Change Type: Status Change
Purchase Contract Date: 2025-11-11
Close Date: 2026-06-03
Close Price: 515379

DPR Eligible

DPR Eligible: No

More Information

Listing Office: NON MLS (realMLS)

Last Updated: June - 05 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.