Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

193 KILLARNEY Avenue, St. Johns, FL 32259 (MLS# 2103072)

193 KILLARNEY Avenue, St. Johns, FL 32259

$410,000

Virtual Tour

https://www.zillow.com/view-imx/9001498e-96f9-4b07-beae-ac93a5bd2e5d?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Life is a Beach - Seller to pay $5000 initiation fee

With restaurant, fitness center, swim up bar, tennis courts and more!

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,599 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $410,000 List Date: 8/13/2025 Last Modified: 12/17/2025

Overview

Description

Life is a beach at the Lagoon in Beachwalk! Enjoy your Florida Vacation lifestyle in this Key West/Bahamas Style Community with its 14 acre Crystal Clear Lagoon plus a delicious restaurant incl a swim up bar. This like new Home and community offers the ''island life'' you have been longing for and Seller to pay the $5,000 club initiation fee, plus The Reef HOA Fee and the Beachwalk Club monthly fee for up to 1 year - Value of$11,590!! And if use Preferred Lender, you will get LENDER-PAID INCENTIVE of 1% of LOAN AMOUNT toward discount points/closing costs when you choose Daniel Halvorsen, Branch Mgr/LoanPeople - See Details. With a sought after open floor plan including 3 bedrooms and 2.5 baths plus upstairs loft/bonus room and complemented by ceramic plank flooring, gourmet kitchen incl gas stove & quartz countertops, this home is just waiting for you to call it home! A screened in porch backing to a preserve allows for quiet time out of the sun and time for family and friends.

Supplements: Located in the highly rated schools of St. Johns County, Beachwalk is close to shopping and restaurants and short ride to Historic St. Augustine and its events and beaches, plus an easy commute to downtown Jax. Call today to view Why wait for vacation when you can enjoy one every day while living in this beautiful three year new home in Beachwalk ... (Read more)

Listing Details MLS# 2103072

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1945
Living Area Source: Appraiser
Building Area Total: 2599
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.11
Lot Size Dimensions: 45x120
Association YN: Yes
Association Fee: 702.5
Association Fee Frequency: Quarterly
Association Fee 2: 315
Association Fee 2 Frequency: Monthly
Association Name: Beachwalk Club
CDD Fee YN: Yes
CDD Fee Amount: 3740.25
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Jacksonville, I95S to Exit329 toward CR-210/Ponte Vedra Bch/Green Cove Spgs. Go for 0.7 mi. Turn left onto County Road 210 W (CR-210 E). Go for 1.3 mi. Turn left onto Beachwalk Blvd. Go for 0.3 mi & turn left onto Albany Bay Blvd - Look for signs for ''THE REEF'' . Go for 0.3 mi and turn onto Killarney Ave. - go to house number.
Public Remarks: Life is a beach at the Lagoon in Beachwalk! Enjoy your Florida Vacation lifestyle in this Key West/Bahamas Style Community with its 14 acre Crystal Clear Lagoon plus a delicious restaurant incl a swim up bar. This like new Home and community offers the ''island life'' you have been longing for and Seller to pay the $5,000 club initiation fee, plus The Reef HOA Fee and the Beachwalk Club monthly fee for up to 1 year - Value of$11,590!! And if use Preferred Lender, you will get LENDER-PAID INCENTIVE of 1% of LOAN AMOUNT toward discount points/closing costs when you choose Daniel Halvorsen, Branch Mgr/LoanPeople - See Details. With a sought after open floor plan including 3 bedrooms and 2.5 baths plus upstairs loft/bonus room and complemented by ceramic plank flooring, gourmet kitchen incl gas stove & quartz countertops, this home is just waiting for you to call it home! A screened in porch backing to a preserve allows for quiet time out of the sun and time for family and friends.
List Price/SqFt: 212.34
Sold Price/SqFt: 210.8

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Gas Range; Ice Maker; Refrigerator; Water Softener Owned Interior Features: Breakfast Bar; Open Floorplan; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Utilities: Electricity Available; Electricity Connected; Natural Gas Available; Sewer Available; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation Construction Materials: Composition Siding Patio And Porch Features: Covered; Screened Roof: Shingle Parking Features: Attached; Garage Door Opener View: Protected Preserve Current Use: Residential Association Amenities: Clubhouse; Community Pool; Park; Playground; Tennis Court(s) Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Home Sale; Inspection