Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

193 IVY LAKES Drive, St. Johns, FL 32259 (MLS# 2166857)

193 IVY LAKES Drive, St. Johns, FL 32259

$2,400

Property Type: Residential Lease Bedrooms: 4 Baths: 2 Square Footage: 1,967 Lot Size (sq. ft.): 42,689 Status: Active

Current Price: $2,400 List Date: 9/28/2026 Last Modified: 9/28/2026

Overview

Description

This wonderful home in St Johns Co is located in a quiet neighborhood and has a private backyard. There is a formal dining room and kitchen that opens up to the family room. One of the bedrooms has wood floors that can be used for a 4th bedroom or would be great as a home office NO PETS.*Please read carefully before inquiring** Prospective tenants must earn 3x the rental amount, have clean rental history and complete a background and credit check. Credit check must reflect zero accounts in collection, no judgements and no liens. $50 application fee per adult; $2400 security deposit. Renter's insurance required.

Listing Details MLS# 2166857

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1967
Living Area Source: Public Records
Year Built: 1997
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.98
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Stories Total: Yes
Senior Community YN: No
Directions: Head south on FL-13 S/San Jose Blvd toward Julington Creek Rd, Turn left onto Roberts Rd, Turn left onto Ivy Lakes Dr. House on left
Public Remarks: This wonderful home in St Johns Co is located in a quiet neighborhood and has a private backyard. There is a formal dining room and kitchen that opens up to the family room. One of the bedrooms has wood floors that can be used for a 4th bedroom or would be great as a home office NO PETS.*Please read carefully before inquiring** Prospective tenants must earn 3x the rental amount, have clean rental history and complete a background and credit check. Credit check must reflect zero accounts in collection, no judgements and no liens. $50 application fee per adult; $2400 security deposit. Renter's insurance required.
List Price/SqFt: 1.22

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Taxes; Trash Collection Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Interior Features: Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Patio And Porch Features: Covered; Deck Association Amenities: None Water Source: Public Parking Features: Garage View: Protected Preserve; Trees/Woods Fencing: Fenced; Wood Utilities: Electricity Available; Water Available Cooling: Central Air Heating: Central Road Surface Type: Asphalt Additional Fee Includes: Lease Prep Tenant Pays: All Utilities; Exterior Maintenance; Grounds Care; Pest Control Pets Allowed: No

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-09-28
Lease Term: 12 Months
Availability Date: 2026-10-15

Location Tax and Legal

Street Number: 193
Street Name: IVY LAKES
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Ivy Lakes

Status Change Information

Major Change Timestamp: 2026-09-28T21:35:44Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

Accessory Dwelling Information

ADU Attached Y/N: No

Deposits and Fees

Additional Fee: 100
Application Fee: 50
Security Deposit: 2400

Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: September - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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