Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1922 E WINDY Way, St. Johns, FL 32259 (MLS# 2058804)

1922 E WINDY Way, St. Johns, FL 32259

$470,000

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,303 Lot Size (sq. ft.): 8,712 Status: Closed

Current Price: $470,000 List Date: 12/16/2024 Last Modified: 6/12/2026

Overview

Description

Buyer financing fell thru on last day of loan approval. Home appraised and minor repairs were all complete. This home is ready to close quickly. Beautiful 4 bedroom 2 full bath home in Julington Creek Plantation. Backyard oasis that will let you relax in your salt water pool which includes a new pump and screened lanai. New Roof in 2021 and New A/C in 2022. Large owner's suite with walk in closets, garden tub, walk in shower and direct access to pool. Kitchen has 42'' cabinets and breakfast bar opening to a wonderful family room with fireplace. Separate dining room and spacious secondary bedrooms. Enjoy the benefits of the home's water softener. Full house has wired speaker system including out by the pool. Fully fenced backyard and irrigation system. Take advantage of access to all of Julington Creek Plantations wonderful amenities. Shopping and restaurants close by and enjoy St Johns County A rated schools. Welcome Home!!

Listing Details MLS# 2058804

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2303
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From Race Track Rd and St Johns Pkwy, head west on Race Track Rd. Turn Right on Linde Ave (intersection of Veterans Pkwy & Race Track) Follow to end turn right on E Windy Way. Home is 3rd house on left.
Public Remarks: Buyer financing fell thru on last day of loan approval. Home appraised and minor repairs were all complete. This home is ready to close quickly. Beautiful 4 bedroom 2 full bath home in Julington Creek Plantation. Backyard oasis that will let you relax in your salt water pool which includes a new pump and screened lanai. New Roof in 2021 and New A/C in 2022. Large owner's suite with walk in closets, garden tub, walk in shower and direct access to pool. Kitchen has 42'' cabinets and breakfast bar opening to a wonderful family room with fireplace. Separate dining room and spacious secondary bedrooms. Enjoy the benefits of the home's water softener. Full house has wired speaker system including out by the pool. Fully fenced backyard and irrigation system. Take advantage of access to all of Julington Creek Plantations wonderful amenities. Shopping and restaurants close by and enjoy St Johns County A rated schools. Welcome Home!!
List Price/SqFt: 208.38
Sold Price/SqFt: 204.08

Property Features

Architectural Style: Ranch; Traditional Levels: One Appliances: Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Exterior Features: Outdoor Shower Patio And Porch Features: Screened Pool Features: In Ground; Salt Water Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection