Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

192 Elm Br Road, St. Johns, FL 32259 (MLS# 2045149)

192 Elm Br Road, St. Johns, FL 32259

$610,000

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,424 Status: Closed

Current Price: $610,000 List Date: 8/31/2024 Last Modified: 1/19/2026

Overview

Description

Upgraded luxury vinyl plank flooring flows through this popular single-story Ruth floorplan. As the centerpiece of the home, this gourmet, gas-equip kitchen makes a statement with its timeless burlap-colored cabinets, modern satin nickel hardware, oversized apron front farmhouse sink, Calacatta gold quartz countertop, and a complementing hexagon backsplash. A multi-panel stacking door overlooks the wooded back yard and leads to outdoor living space. Inside, with similar views of the lush tree line, the large primary bedroom suite offers a glamorous glass shower, dual vanities, and impressive closet space. With the addition of beautiful single-lite glass French doors, you can easily design the generous flex room to best fit your lifestyle. This home has all the right space to suit your needs and an oversized laundry room offers potential for additional storage and organization possibilities. This home is a must see, as it is our last Ruth home available for quick move in!

Listing Details MLS# 2045149

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2424
Living Area Source: Plans
Year Built: 2024
Association YN: Yes
Association Fee: 153.67
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-11-22
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill.
Public Remarks: Upgraded luxury vinyl plank flooring flows through this popular single-story Ruth floorplan. As the centerpiece of the home, this gourmet, gas-equip kitchen makes a statement with its timeless burlap-colored cabinets, modern satin nickel hardware, oversized apron front farmhouse sink, Calacatta gold quartz countertop, and a complementing hexagon backsplash. A multi-panel stacking door overlooks the wooded back yard and leads to outdoor living space. Inside, with similar views of the lush tree line, the large primary bedroom suite offers a glamorous glass shower, dual vanities, and impressive closet space. With the addition of beautiful single-lite glass French doors, you can easily design the generous flex room to best fit your lifestyle. This home has all the right space to suit your needs and an oversized laundry room offers potential for additional storage and organization possibilities. This home is a must see, as it is our last Ruth home available for quick move in!
List Price/SqFt: 270.21
Sold Price/SqFt: 251.65

Property Features

Levels: One Property Condition: Under Construction Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Kitchen Island; Open Floorplan; Pantry; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Green Water Conservation: Water Recycling Security Features: Key Card Entry; Security Gate; Security System Owned Construction Materials: Fiber Cement Patio And Porch Features: Covered; Front Porch; Rear Porch Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Pickleball; Playground; Tennis Court(s) Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-08-31

Location Tax and Legal

Street Number: 192
Street Name: Elm Br
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2025-05-03T13:28:13Z
Major Change Type: Status Change
Price Change Timestamp: 2025-03-16T14:58:58Z
Purchase Contract Date: 2025-03-26
Close Date: 2025-04-30
Close Price: 610000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.