Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1917 HOLLY OAK Drive, Orange Park, FL 32065 (MLS# 2122651)

1917 HOLLY OAK Drive, Orange Park, FL 32065

$550,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,612 Lot Size (sq. ft.): 20,473 Status: Closed

Current Price: $550,000 List Date: 2/12/2026 Last Modified: 4/01/2026

Overview

Description

***Price Improvement*** Beautiful 5BR/4BA Home on Tree-Lined Lot | New Roof 2024 | Exterior Paint 2025 Pride of ownership is evident in this beautifully maintained 5-bedroom, 4-bath home set on a picturesque, tree-lined lot with mature shade trees. The desirable split-bedroom floor plan features two bedrooms connected by a Jack-and-Jill bath. A private upstairs 5th bedroom/bonus room includes a full bath and mini kitchen—ideal for guests, in-laws, or a home office. The spacious owner's suite offers a jetted soaking tub and separate shower. The gourmet kitchen boasts granite countertops, stainless steel appliances, 42'' maple cabinets, and built-in microwave and oven. Enjoy outdoor living on the large screened patio overlooking a fully privacy-fenced backyard. Additional features include two built-in workstations, three HVAC units, central vacuum system, and automatic sprinkler system. Move-in ready and a must-see!

Listing Details MLS# 2122651

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3612
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.47
Association YN: Yes
Association Fee: 60
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1881.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Directions: From I295, South on Blanding, Right on Argyle Forest, Left on Oakleaf Village, Right on Plantation Oaks, Left on Thousand Oaks, Left on Holly Oak
Public Remarks: ***Price Improvement*** Beautiful 5BR/4BA Home on Tree-Lined Lot | New Roof 2024 | Exterior Paint 2025 Pride of ownership is evident in this beautifully maintained 5-bedroom, 4-bath home set on a picturesque, tree-lined lot with mature shade trees. The desirable split-bedroom floor plan features two bedrooms connected by a Jack-and-Jill bath. A private upstairs 5th bedroom/bonus room includes a full bath and mini kitchen—ideal for guests, in-laws, or a home office. The spacious owner's suite offers a jetted soaking tub and separate shower. The gourmet kitchen boasts granite countertops, stainless steel appliances, 42'' maple cabinets, and built-in microwave and oven. Enjoy outdoor living on the large screened patio overlooking a fully privacy-fenced backyard. Additional features include two built-in workstations, three HVAC units, central vacuum system, and automatic sprinkler system. Move-in ready and a must-see!
List Price/SqFt: 166.11
Sold Price/SqFt: 152.27

Property Features

Appliances: Dishwasher; Double Oven Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Parking Features: Garage Current Use: Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-23

Location Tax and Legal

Street Number: 1917
Street Name: HOLLY OAK
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oaks At Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2026-04-01T17:44:48Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-26T05:33:32Z
Purchase Contract Date: 2026-02-11
Close Date: 2026-04-01
Close Price: 550000

DPR Eligible

DPR Eligible: No

More Information

Documents

Sellers Disclosure ›

HOA/CDD ›

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: April - 01 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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