Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1913 STATE ROAD 13 N, St. Johns, FL 32259 (MLS# 2148537)

1913 STATE ROAD 13 N, St. Johns, FL 32259

$790,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,050 Lot Size (sq. ft.): 89,298 Status: Closed

Current Price: $790,000 List Date: 6/03/2026 Last Modified: 7/24/2026

Overview

Description

Beautifully upgraded and set on a RARE 2-acre private estate lot in NW St. Johns County, this fully renovated 3-bedroom, 2.5-bath home with private office, separate workshop/out building and greenhouse. Inside, you'll find rich hickory wood floors, freshly painted interiors, lovely crown molding, upgraded 5 1/4-inch baseboards and door casing and designer lighting throughout. An abundance of large windows fills the home with natural light, creating a bright and inviting atmosphere. The beautifully updated kitchen features a large granite island, newer white shaker-style cabinetry with under-mount lighting, stylish tile backsplash, farmhouse sink, and newer appliances. The living room offers a warm and inviting focal point with a wood-burning brick fireplace and upgraded ceiling fan-perfect for cozy evenings or gathering with guests. The primary suite is a peaceful retreat with crown molding, serene nature views, a walk-in closet with built-ins and

Supplements: a beautifully updated en suite featuring marble floors, a tiled tub-shower combo and a raised dual-sink vanity. Spacious secondary bedrooms include walk-in closets and upgraded fans, while the bright private office features crown molding, a separate A/C zone & thermostat and a glass-paneled door-ideal for working from home. Step outside to your own ... (Read more)

Listing Details MLS# 2148537

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2050
Living Area Source: Public Records
Year Built: 1981
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 2.05
Lot Size Dimensions: 202x441
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295 S, Use the right lane to take exit 5. Merge onto FL-13 S/San Jose Blvd, Continue on FL-13 S. Turn left. Home in on the Right
Public Remarks: Beautifully upgraded and set on a RARE 2-acre private estate lot in NW St. Johns County, this fully renovated 3-bedroom, 2.5-bath home with private office, separate workshop/out building and greenhouse. Inside, you'll find rich hickory wood floors, freshly painted interiors, lovely crown molding, upgraded 5 1/4-inch baseboards and door casing and designer lighting throughout. An abundance of large windows fills the home with natural light, creating a bright and inviting atmosphere. The beautifully updated kitchen features a large granite island, newer white shaker-style cabinetry with under-mount lighting, stylish tile backsplash, farmhouse sink, and newer appliances. The living room offers a warm and inviting focal point with a wood-burning brick fireplace and upgraded ceiling fan-perfect for cozy evenings or gathering with guests. The primary suite is a peaceful retreat with crown molding, serene nature views, a walk-in closet with built-ins and
List Price/SqFt: 390.24
Sold Price/SqFt: 385.37

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Range; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Sink; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Private; Well Sewer: Septic Tank Security Features: Smoke Detector(s) Construction Materials: Brick; Vinyl Siding Other Structures: Greenhouse; Shed(s); Workshop Patio And Porch Features: Covered; Front Porch; Patio; Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage Lot Features: Many Trees; Wooded View: Pond; Trees/Woods Fencing: Fenced; Full; Wire Current Use: Single Family Road Frontage Type: State Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan