Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

191 CHIPOLA Trace, St. Johns, FL 32259 (MLS# 1171310)

191 CHIPOLA Trace, St. Johns, FL 32259

$665,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,732 Status: Closed

Current Price: $665,000 List Date: 5/27/2022 Last Modified: 2/07/2026

Overview

Description

Watch the sunset over the St Johns River from your front porch or settle into your covered back patio with gas grill hook-ups for the ideal Florida afternoon! This 2016 built home is freshly painted & features 4 beds/2 full baths, Loft, Laundry & TONS of storage upstairs. Downstairs hosts a flex room, perfect for an office or playroom, formal dining room, 1/2 bath, open kitchen/eat-in/family room complete with gas burning fireplace! Design features include tray ceilings in the dining room & master bedroom, double sinks in secondary bathroom, walk-in closets, extra recessed lighting throughout, conduits for tv/cable connections, room darkening blinds, brick laid ceramic tile and more! The kitchen hosts a 5-burner gas stove and less than a year old Refrigerator and Bosch Dishwasher.

Supplements: Are you ready for the hot Florida Summers? This home has TWO A/C units - one for each floor! If you don't want to hide out inside during the summer, step out and explore RiverTown's award-winning amenities including walking trails, two pools, waterslide, club facilities, game room, outdoor amphitheater, several docks and fishing piers, kayak launch ... (Read more)

Listing Details MLS# 1171310

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2732
Living Area Source: Public Records
Year Built: 2016
Lot Size Dimensions: 50 X 150
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
Association Name: Floridian Property
Association Phone: (904) 592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2389.19
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Directions: From I95 & SR9B EXIT to 2209 South to CR210. W on CR210. L at light past Shearwater. R onto SR13 North. At 2nd Round-a-bout, enter RiverTown. L at Stop Sign. 2nd Street on LEFT - turn L. 1st R. 1st L.
Public Remarks: Watch the sunset over the St Johns River from your front porch or settle into your covered back patio with gas grill hook-ups for the ideal Florida afternoon! This 2016 built home is freshly painted & features 4 beds/2 full baths, Loft, Laundry & TONS of storage upstairs. Downstairs hosts a flex room, perfect for an office or playroom, formal dining room, 1/2 bath, open kitchen/eat-in/family room complete with gas burning fireplace! Design features include tray ceilings in the dining room & master bedroom, double sinks in secondary bathroom, walk-in closets, extra recessed lighting throughout, conduits for tv/cable connections, room darkening blinds, brick laid ceramic tile and more! The kitchen hosts a 5-burner gas stove and less than a year old Refrigerator and Bosch Dishwasher.
List Price/SqFt: 237.92
Sold Price/SqFt: 243.41

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer Fireplace Features: Gas Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Connected; Natural Gas Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Concrete; Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl; Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Boat Dock; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Security; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-05-25

Location Tax and Legal

Street Number: 191
Street Name: CHIPOLA
Street Suffix: Trace
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2022-07-12T16:34:00Z
Major Change Type: Status Change
Purchase Contract Date: 2022-06-24
Close Date: 2022-06-29
Close Price: 665000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Utilities-Separate Irrigation Meter: Y, Dining-Kitchen/Family Combo: Y, Club Amenities-Nature Trails: Y, Club Amenities-Game Room: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Mattamy Homes, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Ridge Vents: Y, Energy Features-Ceiling Fan(s): Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Interior Amenities-French Door(s): Y, Fireplace-Family Room: Y, Structure Slab: Y, Fenced Partial: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Family Room
Office
Loft
Utility Room

Documents

Survey ›

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: February - 07 - 2026

Information deemed reliable but not guaranteed.