Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

191 CHIPOLA, St. Johns, FL 32259 (MLS# 2149205)

191 CHIPOLA, St. Johns, FL 32259

$3,500

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,732 Lot Size (sq. ft.): 7,405 Status: Closed

Current Price: $3,500 List Date: 6/06/2026 Last Modified: 10/24/2026

Overview

Description

Spacious Rivertown Home | 4BR/2.5BA | 2,732 SF | $3,700/mo Live large in one of St. Johns' most sought-after communities. This 2016-built two-story home delivers space, style, and function -- a private main-floor office, open-concept kitchen with stainless appliances and breakfast bar, sun-filled family room, covered lanai, and a fully fenced backyard. Upstairs: a generous loft, oversized primary suite with dual sinks, soaking tub, and separate shower, plus three additional bedrooms. Two-car garage. Zoned for top-rated St. Johns County schools - Minutes from River Town amenities, shopping, and I-95. 12-month lease. $3,700 security deposit. Tenant pays utilities. This one won't last -- call today.

Listing Details MLS# 2149205

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2732
Living Area Source: Public Records
Year Built: 2016
Lot Size Acres: 0.17
Association YN: No
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: I-95. South, Take Exit 329 west County Rd 210,Turn left Longleaf Pine Pkwy.,Turn Right Rivertown Main St, Left Kendall Crossing, Right on Perdido,Left chipola. Home on left.
Public Remarks: Spacious Rivertown Home | 4BR/2.5BA | 2,732 SF | $3,700/mo Live large in one of St. Johns' most sought-after communities. This 2016-built two-story home delivers space, style, and function -- a private main-floor office, open-concept kitchen with stainless appliances and breakfast bar, sun-filled family room, covered lanai, and a fully fenced backyard. Upstairs: a generous loft, oversized primary suite with dual sinks, soaking tub, and separate shower, plus three additional bedrooms. Two-car garage. Zoned for top-rated St. Johns County schools - Minutes from River Town amenities, shopping, and I-95. 12-month lease. $3,700 security deposit. Tenant pays utilities. This one won't last -- call today.
List Price/SqFt: 1.28
Sold Price/SqFt: 1.28

Property Features

Additional Lease Terms: 12 Months Appliances: Dishwasher; Disposal; Electric Oven; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Water Source: Public Parking Features: Attached; Garage Utilities: Cable Available; Electricity Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Additional Fee Includes: Lease Prep Tenant Pays: All Utilities

Contract Information

Rental Service: None
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-06-06
Lease Term: 12 Months

Location Tax and Legal

Street Number: 191
Street Name: CHIPOLA
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2026-10-24T20:03:45Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-03T14:16:39Z
Purchase Contract Date: 2026-10-13
Close Date: 2026-10-23
Close Price: 3500

Deposits and Fees

Additional Fee: 150
Application Fee: 60
Security Deposit: 3700
Terms of Payment: 12

More Information

Listing Office: MONUMENTAL REALTY SERVICES LLC

Last Updated: October - 24 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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