Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

190 RED CEDAR Drive, St. Johns, FL 32259 (MLS# 2145312)

190 RED CEDAR Drive, St. Johns, FL 32259

$539,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,242 Status: Closed

Current Price: $539,900 List Date: 5/26/2026 Last Modified: 6/22/2026

Overview

Description

Back on market prior to inspections due to buyer's change in circumstances. No fault of property. Beautifully maintained 4BR/3BA home on a private preserve lot in North St. Johns County featuring a rare 3-car garage, low HOA, and no CDD fees! This move-in-ready home features a functional split-bedroom layout with the primary suite and two guest bedrooms on the main floor, plus a completely private upstairs 4th bedroom/flex space with its own full bath well suited for guests, multigenerational living, a teen retreat, or a quiet executive home office setup. The gourmet kitchen features an oversized granite island, double ovens, and opens to the main living space filled with natural light. Additional features include a French door entry, elegant wood staircase, tray and coffered ceilings, updated lighting and fixtures, dual- zone NEST thermostats, integrated lighting controls, custom built-ins, and a 9-foot hidden sliding glass door lea

Supplements: ding to the screened paver patio and fully fenced backyard with peaceful preserve views. The spacious primary suite features a tray ceiling, bay window with peaceful preserve views, custom closet systems, and enhanced privacy. Recent upgrades include a newer A/C, new water heater, fresh interior paint, laundry room cabinetry, and overhead garage s ... (Read more)

Listing Details MLS# 2145312

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2242
Living Area Source: Owner
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95 South take a Right onto CR-210 heading West and take first Right onto Russell Sampson Rd. Cedar Point Community Entrance will be on the left hand side.
Public Remarks: Back on market prior to inspections due to buyer's change in circumstances. No fault of property. Beautifully maintained 4BR/3BA home on a private preserve lot in North St. Johns County featuring a rare 3-car garage, low HOA, and no CDD fees! This move-in-ready home features a functional split-bedroom layout with the primary suite and two guest bedrooms on the main floor, plus a completely private upstairs 4th bedroom/flex space with its own full bath well suited for guests, multigenerational living, a teen retreat, or a quiet executive home office setup. The gourmet kitchen features an oversized granite island, double ovens, and opens to the main living space filled with natural light. Additional features include a French door entry, elegant wood staircase, tray and coffered ceilings, updated lighting and fixtures, dual- zone NEST thermostats, integrated lighting controls, custom built-ins, and a 9-foot hidden sliding glass door lea
List Price/SqFt: 240.81
Sold Price/SqFt: 240.81

Property Features

Appliances: Dishwasher; Disposal; Double Oven; Electric Cooktop; Electric Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator; Washer Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Exterior Features: Other Parking Features: Attached; Garage; Garage Door Opener Current Use: Residential; Single Family Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan; Other Contingency Reason: Other Room Types: Bathroom 1; Bathroom 2; Bedroom 1; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-14

Location Tax and Legal

Street Number: 190
Street Name: RED CEDAR
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Cedar Point

Status Change Information

Major Change Timestamp: 2026-06-22T22:01:12Z
Major Change Type: Status Change
Purchase Contract Date: 2026-06-17
Close Date: 2026-06-22
Close Price: 539900

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bathroom 1 Level: Main
Bathroom 2 Level: Second
Bedroom 1 Level: Main
Bedroom 2 Level: Main
Bedroom 3 Level: Second
Dining Room Level: Main
Kitchen Level: Main
Laundry Level: Main
Living Room Level: Main
Primary Bathroom Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Main	17.00	15.00
Bedroom 1	Main	11.00	11.00
Bedroom 2	Main	12.00	11.00
Bedroom 3	Second	19.00	14.00
Bathroom 2	Second	8.00	6.00
Bathroom 1	Main	8.00	5.00
Primary Bathroom	Main	12.00	16.00
Kitchen	Main	17.00	11.00
Dining Room	Main	12.00	11.00
Laundry	Main	8.00	6.00
Living Room	Main	13.00	15.00

Listing Office: BEYCOME OF FLORIDA LLC

Last Updated: June - 22 - 2026

Information deemed reliable but not guaranteed.