Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

189 ELLSWORTH Circle, St. Johns, FL 32259 (MLS# 2141392)

189 ELLSWORTH Circle, St. Johns, FL 32259

$600,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,296 Status: Closed

Current Price: $600,000 List Date: 4/23/2026 Last Modified: 6/25/2026

Overview

Description

Positioned on a premium waterfront lot, this home showcases a rare courtyard-casita layout designed for a level of flexibility and privacy not typically found in standard floorplans. The private courtyard and outdoor living spaces offer versatility for both daytime and nighttime enjoyment, creating a seamless extension of the home and enhancing true indoor-outdoor living. A defining feature is the detached 1-bedroom, 1-bath casita, accessed through the private courtyard, offering immediate functionality for multigenerational living, extended guests, or home office potential. The detached casita is a rare and highly functional feature that elevates the overall layout. The main residence features 3 bedrooms and 2 bathrooms with a functional split layout and open concept living. When you step inside, you'll notice no detail has gone untouched. The kitchen flows seamlessly into the family room, creating a central space for everyday living and entertaining, complemented by a formal dining

Supplements: room and breakfast nook. The owner's suite is positioned for privacy and includes a flexible space perfect for an office, nursery, or sitting area--another standout feature that emphasizes the home's versatility and unique layout. The en-suite bath includes dual vanities, separate closets, and a soaking tub. Outdoor living is elevated by the privat ... (Read more)

Listing Details MLS# 2141392

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2296
Living Area Source: Measured
Year Built: 2014
Accessory Dwelling Unit Y/N: Yes
Homestead YN: Yes
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3570.8
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Negotiable
Stories: Yes
Senior Community YN: No
Directions: Head south on San Jose Blvd (SR 13), turn left onto Racetrack Rd, right onto Veterans Pkwy, right onto Longleaf Pine Pkwy, right onto Durbin Crossing N Pkwy, right onto Staplehurst Dr, then right onto
Public Remarks: Positioned on a premium waterfront lot, this home showcases a rare courtyard-casita layout designed for a level of flexibility and privacy not typically found in standard floorplans. The private courtyard and outdoor living spaces offer versatility for both daytime and nighttime enjoyment, creating a seamless extension of the home and enhancing true indoor-outdoor living. A defining feature is the detached 1-bedroom, 1-bath casita, accessed through the private courtyard, offering immediate functionality for multigenerational living, extended guests, or home office potential. The detached casita is a rare and highly functional feature that elevates the overall layout. The main residence features 3 bedrooms and 2 bathrooms with a functional split layout and open concept living. When you step inside, you'll notice no detail has gone untouched. The kitchen flows seamlessly into the family room, creating a central space for everyday living and entertaining, complemented by a formal dining
List Price/SqFt: 261.32
Sold Price/SqFt: 261.32

Property Features

Architectural Style: Ranch Levels: One Appliances: Dishwasher; Disposal; Electric Cooktop; Microwave; Refrigerator Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Construction Materials: Stone; Stucco Exterior Features: Courtyard Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Attached; Garage View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Park; Playground; Tennis Court(s) Community Features: Sidewalks Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan