Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1869 S 2ND Street, Jacksonville Beach, FL 32250 (MLS# 2157410)

1869 S 2ND Street, Jacksonville Beach, FL 32250

$1,295,000

Aerial photo showing close proximity to public recreation areas and extra free parking

public park and fishing pier across the street

Dining room, open to kitchen and living area

Galley kitchen with custom to the ceiling cabinets and pantry cabinets at the rear of kitchen. Some of these cabinets are very deep and hold an unbelievable amount of storage!

Granite leather finish counter tops, porcelain farmhouse sink, and neutral color ceramic tile backsplash

Beverage counter with roll up door, built-in wine cooler and convection microwave

2nd floor laundry room with storage cabinets

primary bath feels like a spa retreat, solid oak cabinetry and solid surface counter top

His and hers vanities, walk -in shower, toilet closet on the right

both vanities have a floor to ceiling storage tower

Walk-in closets in primary with shelving

2nd floor Bedroom # 2 with twin side by side closets and built-ins on opposite wall

This conforming Bedroom would make a great home office.

En-suite bathroom #2 with walk-in shower

walk-in closet bedroom #3 with attic storage mini closet

3rd floor shared bathroom with walk-in closet

3rd floor Bedroom #4 with a large walk-in closet and an attic storage room.

Rear of property with paved patio that faces East and is visible to 1st St.

custom turf dog run, shower enclosed with vinyl fence

Walk over to Jacksonville Beach 19th Ave South access

Jacksonville Beach lifeguard station a famous landmark

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,313 Lot Size (sq. ft.): 3,049 Status: Active

Current Price: $1,295,000 List Date: 7/28/2026 Last Modified: 10/20/2026

Overview

Description

18K, 3 month lease currently remaining in 2026, and 8K pre booked for 2027. Income that flows directly to your account! Low Maintenance beach property-Own your own beach getaway or maximize your portfolio with this turn-key, coastal asset located just steps from the ocean in South Jacksonville Beach. Zero HOA restritctions and a three-story layout, maximizes rental versatility. 4 large bedrooms, including two private en-suite setups. The interior boasts a durable , upscale galley kitchen with solid oak cabinets, solid surface countertops, a classic farmhouse sink, and a built-in wine chiller. Outside, a low-maintenance yard features front and back patio seating, an artificial turf dog walk, a beach-ready outdoor shower, and a 1 car garage. Perfect for short-term, mid-term, or long-term rental strategies in a premier beach property. Just steps from shopping, golf, restaurants, downtown concerts and sporting events, hospitals, St Augustine, Fernandina, and other day trips!

Listing Details MLS# 2157410

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3313
Living Area Source: Appraiser
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.07
Lot Size Dimensions: 43.4x70
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: 3
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: From JTB (202) head north to 19th Avenue South. Turn right on 19th South, then Turn left at 2nd St South, House is first house on the right. GPS does not differentiate between this house and property facing 19th.
Public Remarks: 18K, 3 month lease currently remaining in 2026, and 8K pre booked for 2027. Income that flows directly to your account! Low Maintenance beach property-Own your own beach getaway or maximize your portfolio with this turn-key, coastal asset located just steps from the ocean in South Jacksonville Beach. Zero HOA restritctions and a three-story layout, maximizes rental versatility. 4 large bedrooms, including two private en-suite setups. The interior boasts a durable , upscale galley kitchen with solid oak cabinets, solid surface countertops, a classic farmhouse sink, and a built-in wine chiller. Outside, a low-maintenance yard features front and back patio seating, an artificial turf dog walk, a beach-ready outdoor shower, and a 1 car garage. Perfect for short-term, mid-term, or long-term rental strategies in a premier beach property. Just steps from shopping, golf, restaurants, downtown concerts and sporting events, hospitals, St Augustine, Fernandina, and other day trips!
List Price/SqFt: 390.88

Property Features

Architectural Style: Traditional Levels: Three Or More Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned; Wine Cooler Interior Features: Breakfast Bar; Ceiling Fan(s); Central Vacuum; His and Hers Closets; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Laundry Features: Upper Level Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Security Features: Fire Sprinkler System; Security System Owned Construction Materials: Composition Siding Patio And Porch Features: Patio Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener; RV Access/Parking Lot Features: Sprinklers In Front Fencing: Vinyl; Wrought Iron Current Use: Investment; Residential; Single Family Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional Room Types: Bathroom 1; Bathroom 3; Bathroom 4; Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Laundry; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-28

Location Tax and Legal

Street Number: 1869
Street Direction Prefix: S
Street Name: 2ND
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 212-Jacksonville Beach-SE
Subdivision Name: Permenters R/p Atlantic

Status Change Information

Major Change Timestamp: 2026-10-15T20:31:09Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-15T20:31:09Z

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bathroom 1 Level: First
Bathroom 3 Level: Second
Bathroom 4 Level: Third
Bedroom 2 Level: Second
Bedroom 3 Level: Third
Bedroom 4 Level: Third
Kitchen Level: First
Laundry Level: Second
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Kitchen	First	20.00	8.00
Bathroom 1	First	9.00	8.00
Primary Bedroom	Second	14.10	18.60
Primary Bathroom	Second	11.60	12.80
Bedroom 2	Second	11.60	18.60
Laundry	Second	9.00	8.00
Bathroom 3	Second	12.00	8.40
Bedroom 3	Third	13.20	14.00
Bedroom 4	Third	13.00	14.80
Bathroom 4	Third	24.80	8.20

Documents

Survey ›

Flood disclosure ›

About this property ›

Sellers Acknowledgment ›

RE agent relationship disclosure ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: October - 20 - 2026

Information deemed reliable but not guaranteed.