Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1858 OAKCHIME Drive, Orange Park, FL 32065 (MLS# 2170623)

1858 OAKCHIME Drive, Orange Park, FL 32065

$525,000

Virtual Tour

https://www.zillow.com/view-imx/5b29e2e3-c4cc-4a3f-8eb5-258e57c805f5?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,657 Lot Size (sq. ft.): 16,553 Status: Active Under Contract

Current Price: $525,000 List Date: 10/23/2026 Last Modified: 11/03/2026

Overview

Description

Welcome to The Oaks, at Oakleaf Plantation, a premier neighborhood featuring spacious estate size lots! This beautifully updated 4 BR/3BA 2657 SF home offers the perfect blend of luxury and Florida living. Enjoy a private in-ground pool and expansive screened lanai- ideal for year-round entertaining. The fully remodeled kitchen features quartz countertops, gas stovetop, stainless steel appliances. Fresh interior paint, luxury vinyl plank flooring, NO CARPET and updated lighting create a modern, move in ready home. NEW ROOF (May 2024), NEW WATER HEATER (October 2026), providing added peace of mind. Enjoy TWO resort-style amenity centers, pools, pickleball, tennis, soccer and softball fields, walking paths, and nature trails. Walking distance to Oakleaf schools, and approximately five minutes from shopping and dining. Your private Florida retreat awaits, it's Florida living at its finest!

Listing Details MLS# 2170623

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2657
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.38
Association YN: Yes
Association Fee: 75
Association Fee Frequency: Annually
Association Name: Oakleaf Plantation POA
Association Phone: 904-806-2006
CDD Fee YN: Yes
CDD Fee Amount: 1881.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: From Argyle Forest Blvd turn left on Oakleaf Village Parkway, Right on Plantation Oaks Blvd, Right on Thousand Oaks Dr, Right on Cardinal Oaks Circle, Left on Oakchime Dr, house is at the end on the left of the cul-de-sac.
Public Remarks: Welcome to The Oaks, at Oakleaf Plantation, a premier neighborhood featuring spacious estate size lots! This beautifully updated 4 BR/3BA 2657 SF home offers the perfect blend of luxury and Florida living. Enjoy a private in-ground pool and expansive screened lanai- ideal for year-round entertaining. The fully remodeled kitchen features quartz countertops, gas stovetop, stainless steel appliances. Fresh interior paint, luxury vinyl plank flooring, NO CARPET and updated lighting create a modern, move in ready home. NEW ROOF (May 2024), NEW WATER HEATER (October 2026), providing added peace of mind. Enjoy TWO resort-style amenity centers, pools, pickleball, tennis, soccer and softball fields, walking paths, and nature trails. Walking distance to Oakleaf schools, and approximately five minutes from shopping and dining. Your private Florida retreat awaits, it's Florida living at its finest!
List Price/SqFt: 197.59

Property Features

Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Central Vacuum; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Utilities: Cable Available; Electricity Connected; Water Connected; Propane Cooling: Central Air; Electric Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch; Screened Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Off Street Lot Features: Cul-De-Sac; Few Trees; Sprinklers In Front; Sprinklers In Rear View: Pool; Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection