Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

185 MASON BRANCH Drive, St. Johns, FL 32259 (MLS# 2112034)

185 MASON BRANCH Drive, St. Johns, FL 32259

$649,000

Virtual Tour

https://www.insidemaps.com/app/walkthrough-v2/?projectId=Ms1XXRkHn6&env=production

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,457 Status: Closed

Current Price: $649,000 List Date: 10/05/2025 Last Modified: 6/09/2026

Overview

Description

Your new Toll Brothers home is calling! This move-in ready single-level home brings together open living and elegant finishes in one inviting space, and it sits within a beautiful gated community with no CDD fees. Step inside and you'll find durable luxury vinyl plank flooring flowing throughout the main living areas, setting the tone for a warm and cohesive design. The expansive great room serves as the heart of the home, offering plenty of natural light and an effortless connection to the gourmet kitchen, where a large center island, quartz countertops, and designer cabinetry create the perfect space for both everyday meals and entertaining. The dining area sits just beyond, with views of the backyard that make every gathering feel special. The primary suite offers a relaxing retreat with a luxurious bathroom and spacious walk-in closet, while the secondary bedrooms provide comfort and flexibility for guests, family, or a home office. Come check it out today!

Listing Details MLS# 2112034

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2457
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 154
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-03-31
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill
Public Remarks: Your new Toll Brothers home is calling! This move-in ready single-level home brings together open living and elegant finishes in one inviting space, and it sits within a beautiful gated community with no CDD fees. Step inside and you'll find durable luxury vinyl plank flooring flowing throughout the main living areas, setting the tone for a warm and cohesive design. The expansive great room serves as the heart of the home, offering plenty of natural light and an effortless connection to the gourmet kitchen, where a large center island, quartz countertops, and designer cabinetry create the perfect space for both everyday meals and entertaining. The dining area sits just beyond, with views of the backyard that make every gathering feel special. The primary suite offers a relaxing retreat with a luxurious bathroom and spacious walk-in closet, while the secondary bedrooms provide comfort and flexibility for guests, family, or a home office. Come check it out today!
List Price/SqFt: 264.14
Sold Price/SqFt: 264.14

Property Features

Levels: One Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat; Security Green Water Conservation: Water Recycling Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Trees/Woods Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Park; Pickleball; Playground; Tennis Court(s) Community Features: Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-10-05

Location Tax and Legal

Street Number: 185
Street Name: MASON BRANCH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2026-06-09T19:55:36Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-06T14:47:39Z
Purchase Contract Date: 2026-04-20
Close Date: 2026-05-27
Close Price: 649000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 09 - 2026

Information deemed reliable but not guaranteed.