Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

185 MANISTIQUE Avenue, St. Johns, FL 32092 (MLS# 2097661)

185 MANISTIQUE Avenue, St. Johns, FL 32092

$458,485

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,124 Lot Size (sq. ft.): 7,405 Status: Closed

Current Price: $458,485 List Date: 7/09/2025 Last Modified: 7/21/2026

Overview

Description

MOVE-IN READY! Introducing the Charle floor plan by Lennar Homes, featuring 4 bedrooms, 2 bathrooms, a flexible living space, and a 2-car garage. The gourmet kitchen includes white cabinets with quartz countertops, 42'' cabinetry, and a full suite of stainless steel appliances (range, double ovens, dishwasher, microwave, and refrigerator). Ceramic wood plank tile flows through all wet areas and extends into the family room, dining, and halls. Additional highlights include quartz vanities, window blinds throughout, a screened lanai, and a full sprinkler system. Peace of mind comes standard with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply).

Listing Details MLS# 2097661

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2124
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 1735.55
Association Fee Frequency: Annually
Association Name: SilverLeaf Master
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Take 16 west to Silver Leaf Parkway, turn left on St. Johns Parkway, turn left onto Silverlake Dr., turn left onto Silver Woods Pkwy turn left onto Superior Blvd, model is on the left.
Public Remarks: MOVE-IN READY! Introducing the Charle floor plan by Lennar Homes, featuring 4 bedrooms, 2 bathrooms, a flexible living space, and a 2-car garage. The gourmet kitchen includes white cabinets with quartz countertops, 42'' cabinetry, and a full suite of stainless steel appliances (range, double ovens, dishwasher, microwave, and refrigerator). Ceramic wood plank tile flows through all wet areas and extends into the family room, dining, and halls. Additional highlights include quartz vanities, window blinds throughout, a screened lanai, and a full sprinkler system. Peace of mind comes standard with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply).
List Price/SqFt: 215.86
Sold Price/SqFt: 215.86

Property Features

Architectural Style: Ranch; Traditional Levels: One Property Condition: Under Construction Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-07-09

Location Tax and Legal

Street Number: 185
Street Name: MANISTIQUE
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32092
MLS Area Major: 305-World Golf Village Area-Central
Subdivision Name: Silver Falls

Status Change Information

Major Change Timestamp: 2026-02-23T14:56:54Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-04T19:21:00Z
Purchase Contract Date: 2026-01-19
Close Date: 2026-02-13
Close Price: 458485

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Lennar Homes, LLC, Seller May Pay Closing: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Builder Warranty: Y, Energy Features-Ridge Vents: Y, Energy Features-Forced Air: Y, Bath-Garden Bath: Y, Interior Amenities-Structured Wiring: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Occupant Type: Appointment, See ShowingAssist, Call Seller Direct, See Private Remarks, Vacant

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Primary Bedroom Level: First
Other Room Level: First

Room Information

Room Name	Level	Remarks
Primary Bedroom	First
Bedroom 2	First
Bedroom 3	First
Bedroom 4	First
Laundry	First
Other	First	Flex Space
Kitchen	First
Dining Room	First	Cafe
Living Room	First

Listing Office: LENNAR REALTY INC

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.