Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

184 COASTAL OAK Circle, Ponte Vedra Beach, FL 32082 (MLS# 2127400)

184 COASTAL OAK Circle, Ponte Vedra Beach, FL 32082

$1,380,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,552 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $1,380,000 List Date: 1/30/2026 Last Modified: 3/03/2026

Overview

Description

Open Houses Saturday January 31 and Sunday February 1st from 11-1. Located ONE BLOCK FROM THE BEACH and East of A1A, 184 Coastal Oaks Circle offers exceptional Ponte Vedra Beach living with serene preserve views. Enjoy ocean breezes from the private back deck overlooking the Guana Preserve, along with deeded neighborhood beach access and a community pool. The home was thoughtfully redesigned in 2017 and features a chef's kitchen and a functional, flowing floor plan. The first floor includes the main living areas, two bedrooms, two bathrooms, and a spacious dedicated office. Upstairs offers an additional bedroom and full bathroom, ideal for guests. Conveniently located near golf, tennis, beach and country clubs, surfing, shore fishing, shopping, dining, and top-rated schools. A rare opportunity to own a coastal retreat in a highly desirable location.

Listing Details MLS# 2127400

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2562
Living Area Source: Public Records
Building Area Total: 2552
Year Built: 1992
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 497.5
Association Fee Frequency: Quarterly
Association Name: First Coast Association Management
Association Phone: (904) 998-5365
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: From A1A go East on Corona Road. Take a right onto Ponte Vedra Blvd. Drive 0.5 miles and take a right onto Seawalk Dr. Take a left onto Coastal Oak Circle home is (0.1) miles on the left. 184 Coastal Oaks Circle. **Navigation might try to take you through a residence only shortcut through Summer House Condos * Don't go that way.**
Public Remarks: Open Houses Saturday January 31 and Sunday February 1st from 11-1. Located ONE BLOCK FROM THE BEACH and East of A1A, 184 Coastal Oaks Circle offers exceptional Ponte Vedra Beach living with serene preserve views. Enjoy ocean breezes from the private back deck overlooking the Guana Preserve, along with deeded neighborhood beach access and a community pool. The home was thoughtfully redesigned in 2017 and features a chef's kitchen and a functional, flowing floor plan. The first floor includes the main living areas, two bedrooms, two bathrooms, and a spacious dedicated office. Upstairs offers an additional bedroom and full bathroom, ideal for guests. Conveniently located near golf, tennis, beach and country clubs, surfing, shore fishing, shopping, dining, and top-rated schools. A rare opportunity to own a coastal retreat in a highly desirable location.
List Price/SqFt: 546.84
Sold Price/SqFt: 538.64

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Freezer; Gas Cooktop; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected; Propane Cooling: Central Air; Zoned Heating: Central; Hot Water Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Exterior Features: Courtyard; Fire Pit Patio And Porch Features: Deck; Front Porch Roof: Shingle Parking Features: Garage; Garage Door Opener View: Protected Preserve; Trees/Woods Current Use: Residential; Single Family Association Amenities: Beach Access; Community Pool Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection