Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

183 ELM BRANCH Road, St. Johns, FL 32259 (MLS# 1217426)

183 ELM BRANCH Road, St. Johns, FL 32259

$714,990

Mill Creek Forest_Alice Coastal_87_Great

Mill Creek Forest_Alice Coastal_87_Kitch

7532_FL_ALICE-CST87_STAGING_KITCHEN2_FIN

Mill Creek Forest_Alice Coastal_87_loft_

Mill Creek Forest_Alice Coastal_87_Secon

Mill Creek Forest_Alice Coastal_87_Prima

Mill Creek Forest_Alice Coastal_87_Outdo

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,254 Status: Closed

Current Price: $714,990 List Date: 9/25/2024 Last Modified: 1/19/2026

Overview

Description

Home Complete and Ready to Move In Now. Short Distance to TOP RATED SJC Schools and Grocery. NO CDD FEES, Natural Gas Community located in the heart of SJC. This beautiful Alice Coastal plan is an open style plan featuring an extended Dining Room, office, and primary suite downstairs. Upstairs offers a loft and 2 bedrooms with a shared bathroom. The gourmet kitchen with wall oven, trey ceiling, and sliding glass doors are a few of the selected features. 3 car garage. This home is also on a preserve lot. Tankless Water Heater, Pre Plumb for Water Softener, Fully Irrigated with gutters. Amenity Center to include Clubhouse, POOL, FITNESS CENTER, TENNIS COURT, TOT LOT, AND WALKING TRAIL.

Listing Details MLS# 1217426

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3254
Living Area Source: Plans
Year Built: 2023
Lot Size Dimensions: 63x130x63x130
Association YN: Yes
Association Fee: 146
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-01-04
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 take exit 329 towards Green Cove Springs, head W on CR 210, it will turn into Greenbriar Rd. Mill Creek Forest will be a right on Bridgeton St.
Public Remarks: Home Complete and Ready to Move In Now. Short Distance to TOP RATED SJC Schools and Grocery. NO CDD FEES, Natural Gas Community located in the heart of SJC. This beautiful Alice Coastal plan is an open style plan featuring an extended Dining Room, office, and primary suite downstairs. Upstairs offers a loft and 2 bedrooms with a shared bathroom. The gourmet kitchen with wall oven, trey ceiling, and sliding glass doors are a few of the selected features. 3 car garage. This home is also on a preserve lot. Tankless Water Heater, Pre Plumb for Water Softener, Fully Irrigated with gutters. Amenity Center to include Clubhouse, POOL, FITNESS CENTER, TENNIS COURT, TOT LOT, AND WALKING TRAIL.
List Price/SqFt: 219.73
Sold Price/SqFt: 219.73

Property Features

Approx Parcel Size: Less than .25 Acre Property Condition: Under Construction Appliances: Dishwasher; Disposal; Gas Cooktop; Microwave Interior Features: Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Concrete Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Natural Gas Available Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; Doors; Windows Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Wooded Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Great Room; Loft; Office; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2023-03-16

Location Tax and Legal

Street Number: 183
Street Name: ELM BRANCH
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2025-02-01T19:00:32Z
Major Change Type: Status Change
Price Change Timestamp: 2024-07-23T13:25:06Z
Purchase Contract Date: 2024-11-12
Close Date: 2025-01-29
Close Price: 714990

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Utilities-Separate Electric Meter(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Toll Brothers, Suburban Lot Location: Y
Public Historical Remarks 2: Builder Warranty: Y, Energy Features-Forced Air: Y, Utilities-Separate Water Meter(s): Y, Utilities-Separate Gas Meter(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other, Unit Type: Loft, Ground Level, Occupant Type: Appointment, Call Seller Direct

Room Information

Room Name
Great Room
Office
Loft
Utility Room

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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