Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

181 COOSAW Court, St. Johns, FL 32259 (MLS# 2090699)

181 COOSAW Court, St. Johns, FL 32259

$485,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,229 Lot Size (sq. ft.): 8,712 Status: Closed

Current Price: $485,000 List Date: 6/05/2025 Last Modified: 1/18/2026

Overview

Description

*Motivated Seller* Bring them an offer! Rare River View from the front yard in Rivertown! Don't miss this stunning home that sits in a cul-de-sac located in the amazing resort style community of Rivertown in beautiful St. Johns County. Brand New K-8 school is right in the neighborhood. Enjoy an open floor plan with high ceilings, 8-ft doors, wood-look tile, and an open kitchen featuring granite counters, an oversized island, Whirlpool Gold appliances, and 42'' cabinets. The spacious primary suite offers a large walk-in closet, dual vanities with quartz countertops, and walk-in shower. Step outside to your private oasis with a covered lanai, paver patio, and pergola with plenty of room for a pool!

Supplements: Rivertown offers resort-style living where every day feels like a vacation. The RiverClub includes dining, drinks, a stunning infinity pool overlooking the St. Johns River along with sunset views from the scenic walking pier. Amenities include a game room, kayak launch with storage, outdoor amphitheater, cozy riverfront fire pits, walking/biking tr ... (Read more)

Listing Details MLS# 2090699

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2229
Living Area Source: Assessor
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2694.69
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Senior Community YN: No
Directions: Directions: I-95 to 210 West, left on SR13, 2nd roundabout turn right on Rivertown Blvd, left on Kendall Crossing, right on Perdido St, left on Coosaw Ct. Home is on the left.
Public Remarks: *Motivated Seller* Bring them an offer! Rare River View from the front yard in Rivertown! Don't miss this stunning home that sits in a cul-de-sac located in the amazing resort style community of Rivertown in beautiful St. Johns County. Brand New K-8 school is right in the neighborhood. Enjoy an open floor plan with high ceilings, 8-ft doors, wood-look tile, and an open kitchen featuring granite counters, an oversized island, Whirlpool Gold appliances, and 42'' cabinets. The spacious primary suite offers a large walk-in closet, dual vanities with quartz countertops, and walk-in shower. Step outside to your private oasis with a covered lanai, paver patio, and pergola with plenty of room for a pool!
List Price/SqFt: 237.77
Sold Price/SqFt: 217.59

Property Features

Architectural Style: Ranch Appliances: Dishwasher; Disposal; Double Oven; Dryer; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup Utilities: Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Composition Siding Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac Fencing: Back Yard; Privacy; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Appraisal; Financing; Inspection; Lender Approval