Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

181 CEDAR PRESERVE Lane, St. Johns, FL 32095 (MLS# 2170718)

181 CEDAR PRESERVE Lane, St. Johns, FL 32095

$570,097

Virtual Tour

https://my.matterport.com/show/?m=xKf3wSAT7yE&

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,466 Status: Pending

Current Price: $570,097 List Date: 10/23/2026 Last Modified: 10/26/2026

Overview

Description

MODEL HOME NOW FOR SALE! Don't miss your last chance to own this professionally designed model home on an oversized water-view homesite tucked away on a private cul-de-sac. Discover the Trailside, where elegant Coastal design meets breathtaking waterfront scenery. Enjoy tranquil water views featuring five fountains and an extended covered lanai. The open-concept layout offers a main-level bedroom and full bath, plus an upstairs Owner's Suite, three additional bedrooms, two full baths, a loft, and laundry room. The kitchen features 42-inch white cabinetry, tile backsplash, a spacious island, and KitchenAid appliances. Smart Home technology, a washer and dryer, and designer finishes add convenience. Enjoy a 4,000-square-foot amenity center with a fitness center, resort-style pool, sports courts, walking trails, and dog parks. Special financing and closing cost assistance are available! Designer furnishings are not included in the list price; see a Sales Associate for details.

Listing Details MLS# 2170718

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2466
Living Area Source: Estimated
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2973.01
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2022-03-02
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: From I-95, take International Golf Parkway Exit (Exit 323) and go East. Turn left at Bannon Lakes Boulevard. Turn right at Cedar Preserve Lane. Model Homes are on the left.
Public Remarks: MODEL HOME NOW FOR SALE! Don't miss your last chance to own this professionally designed model home on an oversized water-view homesite tucked away on a private cul-de-sac. Discover the Trailside, where elegant Coastal design meets breathtaking waterfront scenery. Enjoy tranquil water views featuring five fountains and an extended covered lanai. The open-concept layout offers a main-level bedroom and full bath, plus an upstairs Owner's Suite, three additional bedrooms, two full baths, a loft, and laundry room. The kitchen features 42-inch white cabinetry, tile backsplash, a spacious island, and KitchenAid appliances. Smart Home technology, a washer and dryer, and designer finishes add convenience. Enjoy a 4,000-square-foot amenity center with a fitness center, resort-style pool, sports courts, walking trails, and dog parks. Special financing and closing cost assistance are available! Designer furnishings are not included in the list price; see a Sales Associate for details.
List Price/SqFt: 231.18

Property Features

Architectural Style: Other Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Dryer; Gas Cooktop; Gas Oven; Microwave; Refrigerator; Tankless Water Heater; Washer; Other Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s); Other Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Water; Other Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-23

Location Tax and Legal

Street Number: 181
Street Name: CEDAR PRESERVE
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-10-26T14:53:30Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-23

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.