Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1807 ORANGE BRANCH Trail, St. Johns, FL 32259 (MLS# 2118541)

1807 ORANGE BRANCH Trail, St. Johns, FL 32259

$660,000

Virtual Tour

https://www.zillow.com/view-imx/2db696d6-6a6a-4369-b54e-2127a84c7c13?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,568 Lot Size (sq. ft.): 7,405 Status: Closed

Current Price: $660,000 List Date: 11/21/2025 Last Modified: 2/02/2026

Overview

Description

Enjoy the peace and charm of RiverTown's beloved Main Street district. With its inviting Southern-style front porch, private alleyway driveway, fenced backyard, and sweeping lake and tree-lined views, this home offers the perfect blend of comfort, character, and convenience, all while enjoying the resort lifestyle RiverTown is known for. **VA ASSUMABLE @ 2.75% (must be VA Eligible) Just a short walk from the scenic St. Johns River, you're also steps from Main Street's beloved Shady Park, the perfect place to relax beneath the oaks, meet neighbors, and enjoy the community's family-friendly gatherings. Inside, a bright and open foyer welcomes you into the main living space, where a wall of windows fills the great room with natural light and frames peaceful views. The adjoining dining area and chef-inspired kitchen feature quartz countertops, stainless-steel appliances, an oversized island, and abundant storage, ideal for everyday living or weekend entertaining.

Supplements: This move-in-ready 3BR + Flex Room + Pocket Office, Loft/Bonus Room, 2.5BA home was designed for both style and function. Luxury vinyl plank flooring, updated lighting, and custom window coverings elevate the entire first floor. The spacious family room centers around custom built-ins and an electric fireplace, while the dining area flows natural ... (Read more)

Listing Details MLS# 2118541

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2568
Living Area Source: Plans
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2861.99
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: SR 13 TO 2ND ROUNDABOUT, ON TO RAFTER TAIL LANE. RIGHT ON KENDALL CROSSING DRIVE, LEFT ON RIVERWALK BLVD. RIGHT ON ORANGE BRANCH TRAIL, TO HOME ON RIGHT.
Public Remarks: Enjoy the peace and charm of RiverTown's beloved Main Street district. With its inviting Southern-style front porch, private alleyway driveway, fenced backyard, and sweeping lake and tree-lined views, this home offers the perfect blend of comfort, character, and convenience, all while enjoying the resort lifestyle RiverTown is known for. **VA ASSUMABLE @ 2.75% (must be VA Eligible) Just a short walk from the scenic St. Johns River, you're also steps from Main Street's beloved Shady Park, the perfect place to relax beneath the oaks, meet neighbors, and enjoy the community's family-friendly gatherings. Inside, a bright and open foyer welcomes you into the main living space, where a wall of windows fills the great room with natural light and frames peaceful views. The adjoining dining area and chef-inspired kitchen feature quartz countertops, stainless-steel appliances, an oversized island, and abundant storage, ideal for everyday living or weekend entertaining.
List Price/SqFt: 260.86
Sold Price/SqFt: 257.01

Property Features

Architectural Style: Craftsman; Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Electric; Outside; Wood Burning Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Lower Level Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Smoke Detector Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stone Patio And Porch Features: Front Porch; Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Off Street View: Pond Fencing: Back Yard; Fenced; Privacy; Vinyl Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Security; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan