Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

179 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2167466)

179 NAVIGATORS Road, St. Johns, FL 32259

$849,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,526 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $849,000 List Date: 10/02/2026 Last Modified: 10/02/2026

Overview

Description

Like-New Luxury Living - Built 2024 Step into this spacious two-story beauty through a stunning covered entry and grand, welcoming foyer. Soaring two-story ceilings in the living room create an airy, open feel that flows perfectly for everyday living and entertaining. Enjoy Florida living at its best with a covered lanai perfect for gatherings, relaxing evenings, or weekend entertaining. The private owner's suite is thoughtfully tucked away, featuring a large walk-in closet and a spa-style bathroom with an enclosed shower, dual vanities, and linen closet.This home also offers a true mother-in-law suite, complete with its own living area, bedroom, and bathroom ideal for extended family or guests. Upstairs, you'll find a cozy loft area and three generously sized bedrooms, giving everyone their own space. Don't miss your chance to own this incredible home it won't last long!

Listing Details MLS# 2167466

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3526
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 650
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1952.1
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd
Public Remarks: Like-New Luxury Living - Built 2024 Step into this spacious two-story beauty through a stunning covered entry and grand, welcoming foyer. Soaring two-story ceilings in the living room create an airy, open feel that flows perfectly for everyday living and entertaining. Enjoy Florida living at its best with a covered lanai perfect for gatherings, relaxing evenings, or weekend entertaining. The private owner's suite is thoughtfully tucked away, featuring a large walk-in closet and a spa-style bathroom with an enclosed shower, dual vanities, and linen closet.This home also offers a true mother-in-law suite, complete with its own living area, bedroom, and bathroom ideal for extended family or guests. Upstairs, you'll find a cozy loft area and three generously sized bedrooms, giving everyone their own space. Don't miss your chance to own this incredible home it won't last long!
List Price/SqFt: 240.78

Property Features

Levels: Two Appliances: Convection Oven; Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Tankless Water Heater Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; In-Law Floorplan; Kitchen Island; Open Floorplan; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate Utilities: Cable Available; Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate Roof: Shingle Parking Features: Garage; Garage Door Opener Waterfront Features: Pond Current Use: Residential Association Amenities: Community Pool; Jogging Path; Park; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-30

Location Tax and Legal

Street Number: 179
Street Name: NAVIGATORS
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-10-02T02:07:29Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: No

More Information

Listing Office: HERRON REAL ESTATE LLC

Last Updated: October - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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